Question: Is it difficult to install low-voltage lighting, and what are its advantages?
Answer: Low-voltage lighting is not really difficult to install, but special equipment and transformers are necessary. Low-voltage lighting can be incorporated into individual fixtures or into track lighting, as one transformer provides volt application for many units.
Low-voltage fixtures are usually smaller than conventional lights and very versatile. Since they consume less electricity and generate less heat, they are especially well-suited for accent-lighting of expensive artwork. They can be a terrific energy-saving, since low-voltage lighting fixtures operate on 12 volts of electrical current compared with the usual lighting fixtures operate on 120 volts.
For more details, write Helen L. Cross at American Home Lighting Institute, 435 N. Michigan Ave., Chicago, Ill. 60611.
Q: All my monthly house payments seem to go toward interest. While this is tax deductable, it seems it will be years before I will have made a significant dent in the principal. Is there any system to accelerate the payoff without hurting my pocketbook too deeply?