A White House advisory panel that studied the health of the nation's colleges and universities concluded they are weighed down with aging buildings and outmoded equipment and need more federal money. But, along with money, the institutions also need "to develop real cultural changes . . . in government, universities and industry," said D. Allan Bromley, a professor of physics at Yale University and vice chairman of the White House Science Council's Panel on the Health of U.S. Universities and Colleges.