The insurance industry is always a fat target, but let's get real--all payments come out of the same pot. Make no mistake about it, the gay advocates are determined to make you and me pay for AIDS in the form of increased premiums, and they don't care if that wrecks California's private health insurance system.
When insurance companies take steps to protect themselves from the financial consequences of AIDS, they also protect the rest of their insureds. Insurance companies don't especially dislike gays or IV drug abusers; they just hate to go bankrupt. Before that happens, they'll raise their rates to prohibitive levels or, if prevented, they'll leave the state. It happened before (in auto insurance) when California's laws became too hostile.
The tragic part is that all AIDS sufferers soon die, whether or not vast sums are spent to prolong their lives through a few more pain-wracked months. A solution must be found that will allow them to pass their remaining weeks as comfortably as possible without destroying our private health care system.