Orange County's senior citizens who want to move their accounts to Bank of America don't have much time left to take advantage of free checking.
Technically, the state's largest bank no longer offers free checking to customers over 62 years old. It stopped offering its "Service 62 Account" at the end of May, a month after it acquired the state's second-largest bank, Security Pacific National Bank.
But Security Pacific offers a loophole that covers more seniors. Those 55 and older still can take advantage of the "55 Account" if they hurry to a branch still operating as Security Pacific. Once those branches start closing or converting to B of A offices, free checking for seniors will no longer be offered.
"Customers who already have the account are grandfathered in, and they will continue to use the account," said Harvey Radin, a B of A spokesman. "Customers who have the '55 Account' with Security Pacific also will be grandfathered in."