--Ron Riggio, Professor of industrial psychology, Cal State Fullerton
Job-Loss Benefits Sometimes Overlap
Q: Can an employee who is injured on the job and receives workers' compensation also file for unemployment compensation? In other words, can he or she double dip? In New York state that is permitted. Can a worker do that here?
--F.Z., La Habra
A: To a certain extent, job-loss benefits do have overlapping benefits. For example, your own company may have a disability insurance plan that provides better coverage than what you might get through the workers' compensation system. Your workers' comp benefits might offset to a degree the greater benefits received under the private plan.
Also, disability benefits you might receive under the state system in the event of injury do not analyze whether such injury happened during the course of your employment. Thus, if you are ineligible for payments under the workers' comp program, you might get benefits through this other system. There also are different standards for Social Security benefits than for workers' comp.