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ORANGE COUNTY EARNINGS

April 22, 1998

WFS Financial Inc.: The Irvine consumer finance company reported a net loss of $13.3 million, or 52 cents a share, for the first quarter, which included pretax restructuring charges totaling $17.4 million. Net income for the first quarter of 1997 totaled $8.6 million, or 34 cents a share. Revenue declined 36% to $37.5 million from $58.7 million.

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