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WALL STREET, CALIFORNIA: Third-Quarter Fund Review
and Outlook

About Morningstar

October 06, 1998

Morningstar Inc. is a privately owned company founded in 1984 to provide investors with information from an independent source to help them make investment decisions. Its star rating system is used by financial planners, cited in advertisements and used as a guide by investors and the media.

As the Chicago-based company has grown, its staff of analysts, writers and programmers has introduced print and software products for both the individual and the professional investor. These include the investors' guides "Morningstar Mutual Funds" and "Morningstar Investor," CD-ROMs "Morningstar Principia for Mutual Funds" and "Morningstar StockTools," and Morningstar's Web site at http://www.morningstar.net.

To learn more about Morningstar and its products, call (800) 735-0700.

By the way, the company's name refers to the last line of Henry David Thoreau's "Walden":

"The sun is but a morning star."

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