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May 11, 1999

Jesse Amarillas

Salomon Smith Barney

633 W. 5th St., 34th Floor

Los Angeles, CA 90071

Jesse Amarillas is a financial consultant for Salomon Smith Barney. His current focus is on international markets.

He holds a bachelor's in biology and economics from UCLA.


Louis Barajas

Louis Barajas & Associates

200 Citadel Drive, Suite 100

Los Angeles, CA 90040

Louis Barajas is the founder of Louis Barajas & Associates, a financial planning and investment management firm.

He is also founder and partner in Barajas & Torres, an accounting, consulting and tax firm.

He is a certified financial planner and an enrolled agent with the IRS.


Linda Barlow

Certified Financial Planner

2700 N. Main St., Suite 210

Santa Ana, CA 92701

A fee-only certified financial planner, Linda Barlow has been in the financial services industry for more than 30 years.

She is also a registered investment advisor and certified tax preparer.

Barlow holds a master's in financial planning from Southern States University.


Robert W. Bissell

Wells Capital Management

333 S. Grand Ave., Suite 850

Los Angeles, CA 90071

Robert W. Bissell assumed responsibility for Wells Capital's institutional investment business in November 1996, prior to the establishment of the multibillion-dollar asset manager as an independent subsidiary of Wells Fargo.

An investment professional for more than 25 years, he was previously vice president and investment counselor with M.H. Edie Investment Counseling in Los Angeles.


James B. Bittman

Options Institute

400 S. LaSalle St.

Chicago, IL 60605

James Bittman is senior instructor for the Options Institute, where he teaches courses for public and institutional investors.

Bittman began his trading career as an equity options market maker at the Chicago Board Options Exchange in 1980.

He is the author of two books, "Options for the Stock Investor" (Irwin Professional, 1995) and "Trading Index Options" (McGraw-Hill, 1998).


John T. Blankinship Jr.

Blankinship & Foster

2775 Via de la Valle

Del Mar, CA 92014

John T. Blankinship Jr. is founder of Blankinship & Foster, a registered investment advisor.

He began his practice as a financial planner in 1974.

He is co-author of "The Six Cups: How to Manage Your Money" and served on the board of governors of the Certified Financial Planner Board of Standards from 1988 to 1995.


John Bogle Sr.

Vanguard Group

100 Vanguard Blvd.

Malvern, PA 19355

John Bogle Sr. is senior chairman of Vanguard Group and each of the Vanguard mutual funds. He founded Vanguard in 1974 and was associated with a predecessor company beginning in 1951.

Vanguard is one of the two largest mutual fund organizations in the world. The firm is responsible for more than 90 mutual fund portfolios with assets totaling more than $450 billion.

Bogle's latest book is "Common Sense on Mutual Funds: New Imperatives for the Intelligent Investor" (John Wiley & Sons, 1999).


John Bollinger

Bollinger Capital Management

111 N. Sepulveda Blvd., Suite 315

Manhattan Beach, CA 90266

John Bollinger is president of Bollinger Capital Management and editor of the Capital Growth Letter.

Previously, he was chief market analyst for Financial News Network. He continues to present weekly market analysis and commentary for FNN's successor, CNBC.


David G. Booth

Dimensional Fund Advisors

1299 Ocean Ave., 11th Floor

Santa Monica, CA 90401

David G. Booth is chairman and chief executive of Dimensional Fund Advisors, a registered investment advisor with more than $25 billion under management.

A leading proponent of index fund investing, he has written numerous articles on investment management and market returns.

Booth holds an MBA from University of Chicago.


Pamela P. Brannen

Bank of America

600 Peachtree St. N.E.

Atlanta, GA 30308

Pamela P. Brannen is senior vice president and director of alternative investment strategies for Bank of America Investment Management. She is responsible for alternative assets, diversification strategies, product development and investment management services for the affluent market.

She most recently served as regional chief investment officer for the bank's Southeast division. Previously, she was an economics professor at Emory University in Atlanta.


Nicholas Bratt

Scudder Kemper Investments

345 Park Ave.

New York, NY 10154

Nicholas Bratt, a managing director of Scudder Kemper Investments, is head of the firm's global equity group, responsible for the strategic direction of equity management.

Bratt serves as a member of the portfolio teams for more than 20 international Scudder mutual funds.

He holds a bachelor's from Oxford University and a master's as a Fulbright Scholar at Columbia University.


Gail Bronson

InternetAssist Ventures

182 Sand Hill Road, No. 208

Palo Alto, CA 94304

Gail Bronson is a Silicon Valley start-up specialist with InternetAssist Ventures. She also is senior analyst and chief commentator for IPO Monitor, a leading Internet-based financial news resource on initial public offerings.

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