Creditors for South Korea's near-insolvent Daewoo Motor Co. will decide among three bids after four of five competitors announced joint offers hours before the deadline for submissions. As was widely expected, General Motors Corp. combined its initial nonbinding bid with that of Fiat, furthering a relationship under which GM has agreed to take a 20% stake in the Italian auto maker. DaimlerChrysler and Hyundai Motor Co. teamed up after announcing an alliance under which the German-American giant would acquire 10% of its South Korean counterpart. Ford Motor Co. was a solo bidder for Daewoo, Korea's No. 2 auto maker.