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O.C. BUSINESS PLUS | ORANGE COUNTY EARNINGS

United PanAm Financial Corp.:

February 23, 2001

The Irvine specialty finance company said fourth-quarter net income totaled $766,000, or 5 cents a share. A net loss of $3.8 million, or 23 cents a share, was posted for the same period a year ago, which included a $6.2-million loss on the disposal of discontinued operations.

For the year, the company reported a net loss of $6.7 million, or 41 cents a share, compared with a net loss of $4.4 million, or 25 cents a share, for 1999.

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