Re "State accuses Blue Shield of illegal cancellations," Dec. 13
Kudos to the California Department of Insurance for this first step in rectifying Blue Shield's alleged violations. In addition to the fines, we need to make sure that the canceled policies are reinstated, all claimants' bills are paid and assessment is made of additional compensation to victims of Blue Shield's possibly fraudulent breaches of contract.
But fines and monetary damages are not enough for this egregious behavior that undermines the confidence of our healthcare system. Until a few key administrators see the inside of some jail cells, they'll continue to invent ways to game the system. It's time for single-payer now.
There's a simple solution to the private health insurance crisis too many insured people across the country are facing: Offer a public insurance option like the public Medicare program to employers and to people unable to secure good, affordable coverage from private insurers or who no longer trust their private insurer to guarantee them affordable health security. At the same time, require private insurers to be accountable to their policyholders.