What to do if you're behind on an IndyMac loan

About 66,000 IndyMac loans are delinquent 60 days or more, and about 25,000 of those may be eligible for quick modification to make them more affordable, the Federal Deposit Insurance Corp. said Wednesday. If you're behind on an IndyMac loan, here are steps you can take:

* Wait for details in the mail, which are to be sent within weeks to all borrowers whose loans may be eligible for modification.

* Visit IndyMac's loan-modification website at www.indy machls.com/LoanMod/.

* Call IndyMac at (800) 781-7399. Officials warn that the line may be swamped at first.

* For more information, read a Q&A on the FDIC's website at www.fdic.gov/consumers/loans/modification/indy mac.html#Rollout.

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E. Scott Reckard