A lot to spare, most in the gutter this bowling season

Perfect timing: One of the two new bowl games being crammed into an already overstuffed holiday stocking this year is sponsored by a bank.

Bailout Bowl:

Payout: See Hank Paulson, U.S. Treasury Dept.

Not quite, although the newly minted EagleBank is being played in Washington.

The participating teams are Navy and Wake Forest.

Navy leads the nation in rushing, averaging nearly 300 yards a game, which could inspire some "run on bank" headlines.

There are 34 bowl games -- only 16 more and we'll have one for every state -- and not all of them will be goose bump-inducing.

These are strange times: three schools from Michigan earned bids this year but not one of them is the University of Michigan.

Not every school is happy about its bowl placement either.

Texas Tech finished 11-1 and is headed for the non-BCS Cotton, while 9-4 Virginia Tech won an automatic bid to the Orange Bowl.

This is USC's fifth Rose parade (yawn) in the last six years and some Trojans were frankly hoping 11-1 would earn them a trip to this year's Bowl Championship Series game in South Florida.

USC Coach Pete Carroll will be profiled tonight on "60 Minutes."

CBS might have considered enlisting Mike Wallace to ask the hard question: "Coach, if your team had played 60 minutes against Oregon State, wouldn't you be in this year's national title game?"

Our annual worst-to-best guide.

34: Motor City (Dec. 26): Central Michigan (8-4) vs. Florida Atlantic (6-6)

What every kid growing up in Florida dreams about: Christmas in Detroit.

Winner: Central Michigan

33: magicJack (Dec. 20): South Florida (7-5) vs. Memphis (6-6)

Title sponsor not a pill to keep cross-country truckers awake at night, although this game could use a pick-me-upper.

Winner: South Florida.

32: New Mexico (Dec. 20): Colorado State (6-6) vs. Fresno State (7-5)

Fresno State hoped a season-opening win at Rutgers would propel team on a BCS run, but, at last check, they didn't move the Fiesta Bowl to Albuquerque.

Winner: Fresno State.

31: International (Jan. 3): Connecticut (7-5) vs. Buffalo (8-5)

Canada-based bowl will be broadcast in 3-D, played on a wider field, with 20-yard end zones, and each team will get three downs instead of four. Not really, but wouldn't that make it more interesting?

Winner: Buffalo.

30: Independence (Dec. 28): Louisiana Tech (7-5) vs. Northern Illinois (6-6)