* Look for options cheaper than COBRA. (You can start at ehealthinsurance.com.) It's unlikely, but still worth a look. Pollack cautions consumers to look at all the costs involved. A low premium may come with high co-pays and deductibles.
For healthy, young individuals who anticipate few medical costs, the price of a high-deductible plan may be a smart option, says Karyn Schwartz, a senior policy analyst with the Kaiser Commission on Medicaid and the Uninsured in Washington, D.C.