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Good payment record didn't help

July 19, 2009

Re: David Lazarus' consumer column "Getting around credit card reform," July 8:

I too received a letter from Bank of America stating I no longer had a fixed rate of 12.99%. I have two credit cards with the bank that were originally with MBNA (since 1998).

I was laid off in September but was frugal with card use and paid on time -- so this does add more financial stress.

Susannah Evans

Ventura

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