Using ATM machines out of your bank's network is getting increasingly more expensive.
Those transactions tend to hit customers with two fees -- one from your own bank and the second from the ATM that takes a surcharge fee.
That surcharge fee has jumped 20% to an average $2.10 last year, up from $1.75 in 2007, according to a recent U.S. Government Accountability Office report.
Banks and credit unions charged fees ranging from 45 cents to $5, according to the GAO, while independently operated ATMs charged from $1.50 to $3. (The report notes there may be fees that are far higher that were not included in their sample).