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401 K Plans Enrollment

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BUSINESS
December 20, 1998 | PAUL J. LIM, TIMES STAFF WRITER
Earlier this year, Hewlett-Packard Co. discovered a problem with its 401(k) retirement plan: Less than half the company's new hires were taking immediate advantage of it. That was a far cry from the 84% participation rate of more experienced workers. So it tried something different. The Palo Alto-based computer maker, like a tiny but growing number of companies nationwide, began to automatically enroll them.
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BUSINESS
December 20, 1998 | PAUL J. LIM, TIMES STAFF WRITER
Earlier this year, Hewlett-Packard Co. discovered a problem with its 401(k) retirement plan: Less than half the company's new hires were taking immediate advantage of it. That was a far cry from the 84% participation rate of more experienced workers. So it tried something different. The Palo Alto-based computer maker, like a tiny but growing number of companies nationwide, began to automatically enroll them.
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BUSINESS
July 15, 2012 | By Tom Petruno
Every paycheck, tens of millions of Americans diligently save a chunk of their income via 401(k) retirement investment plans. Yet for many people, much about their 401(k) is a giant mystery. How can you judge whether your plan is a good one — or a dud? And how do you know whether you're investing correctly? With a record $4.8 trillion now in 401(k)s and similar plans, such as 403(b) plans for public employees, the stakes have never been higher. Recognizing this, new federal rules took effect July 1 that will force employers to reveal more about the often-hidden fees of the programs.
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