Business

Skechers has agreed to pay $40 million to consumers who purchased its  rocker-bottom shoes under the mistaken belief that the shoes would help give them Kim Kardashian's booty or Joe Montana's stamina. So how do you get your piece of the payout if you purchased the shoes months, if not years ago, and don't have a receipt? No problem. This refund relies largely on the honor system. Anyone who purchased the company's line of Shape-Up shoes -- or its Resistance Runners, Tone-ups or Toners -- is entitled to a partial refund whether they have proof of purchase or not, officials said Thursday.

When Jaime Martin del Campo and Ramiro Arvizu opened their Bell restaurant 15 years ago, some customers wondered if they knew how to cook. Accustomed to Mexican food laden with sour cream, melted cheddar cheese and mild salsa that has long been served up in the Los Angeles area, patrons balked at eating La Casita Mexicana's enchiladas covered in pumpkin seed mole, cotija cheese and red onions. Many of the doubters, to the restaurateurs' surprise, were Mexican American. Regional Mexican cooking isn't a tough sell anymore.

When I think of actress Lupe Ontiveros, who passed away from liver cancer at 69 Thursday night, what stays with me most is her strength. Her women tended to be strong and resilient, no-nonsense types, whether they were running a theater company as she did in "Chuck & Buck," dealing with a rebellious daughter in "Real Women Have Curves," or picking up after some well-heeled white family, as she did in"The Goonies. "There was a "I have seen it all" quality that danced in her eyes, more bemused by the frailties of the human race than bitter about them.

Call it retirement anxiety, or maybe recession obsession. For all of their married life, Patrick Webster, 63, and Susie Martin, 54, have been extremely frugal. Webster and Martin, who both work at Marymount College in Rancho Palos Verdes, have been stashing away their combined income at an enviable rate - more than 25% - for retirement. Together they have more than $1 million in investments and no debt. But rather than feeling reasonably secure about their financial future, they dread a return of hard times.

Los Angeles Mayor Antonio Villaraigosa spoke publicly for the first time Monday about the breakup of his 20-year marriage, saying he was responsible for the split even as he refused to talk about what caused it. In a somber meeting with reporters at City Hall, Villaraigosa declined to answer questions about whether the break with his wife, Corina, was triggered by another romantic relationship.

It's strange how "scandal" gets defined these days in Washington. At the moment, everyone is screaming about the "scandal" of the Internal Revenue Service scrutinizing conservative nonprofits before granting them tax-exempt status. Here are the genuine scandals in this affair: Political organizations are being allowed to masquerade as charities to avoid taxes and keep their donors secret, and the IRS has allowed them to do this for years. The bottom line first: The IRS hasn't done nearly enough over the years to rein in the subversion of the tax law by political groups claiming a tax exemption that is not legally permitted for campaign activity.

Anyone who has booked a last-minute flight knows you pay more when you wait. But you also pay more if you book too early. What's too early? What's too late? Pity the poor fare geek trying to hit that elusive sweet spot. Discount travel site Cheapair.com has crunched a year's worth of booking data and found some answers to these and other eternal travel questions, including: - Best time to book a domestic flight? Seven weeks in advance. - Best time to book an international flight?

If you are a teacher in debt, there's good news and bad news. There are literally dozens of programs that could potentially help wipe out your student loans. But most of them have narrow requirements that may lock you out. Just ask Troy Dale, a high school counselor from Ellis, Kan. He and his wife have $23,000 in student loans that they've been paying down for nearly a decade. At their current rate, they'll still be paying off their student debts when their oldest child enrolls in college.

It's all crossovers these days. From the polo grounds of Malibu to the campgrounds of Maine, nearly a fifth of all vehicles sold in the U.S. last year resided somewhere in this netherworld between a car and an SUV. So the stakes were high for Toyota's overdue redesign of the RAV4, a pioneer of the segment in the mid-1990s that had grown stale in comparison with competitors. Often resembling small sport utility vehicles, crossovers are truck-like vehicles built on front-drive car platforms.

Michele and Russell Poland's credit was shot, but they managed to buy their suburban dream home anyway. After a business bankruptcy and a home foreclosure, they turned to a rare option in this era of tightfisted banking - a subprime loan. The Polands paid nearly $10,000 in upfront fees for the privilege of securing a mortgage at 10.9% interest. And they had to raid their retirement account for a 35% down payment. Most borrowers would balk at such stiff terms. But with prices rising, the Polands wanted to snag a four-bedroom home in Temecula near top-rated schools for their 5-year-old son. By later this year, they figure, they'll be able to refinance into a standard loan.

It looks like a truck, drives like a truck and hauls like a truck. So the 2013 Ram 1500 is, you guessed it, very much a truck. This is despite the fact that beneath the handsome sheet metal are two key elements that, until recently, would have disqualified it from many full-size-truck buyers' lists: an eight-speed transmission and a V-6 engine. Both are new additions for the current Ram truck, which received a thorough mid-life makeover for the 2013 model year. The new drivetrain and thoughtful upgrades mean this truck is well positioned to take on the longtime sales champ - the Ford F-150 - as well as all-new full-size pickups from Chevrolet and Toyota due out later this year.

The 1st District City Council race has garnered more than four times the money of previous races there, buoyed by the deep pockets and independent spending of labor and business leaders. In the runoff to replace council member Ed Reyes in the district near downtown Los Angeles, a combined $1.97 million has been raised on behalf of former Sacramento lawmaker Gil Cedillo and Reyes' chief of staff, Jose Gardea, according to campaign finance reports. The election almost ended in the primary: Cedillo received 49.32%, less than 1% shy of winning outright.

When Medicare disclosed average charges from thousands of U.S. hospitals for 100 common procedures last week, only one hospital was near the top in every category: Cedars-Sinai Medical Center in Los Angeles. Be it a cardiac stent, a hip replacement or a pacemaker, Cedars-Sinai's list prices for these routine treatments ranked among the top 5% in the country. For example, the average charge at Cedars-Sinai for gallbladder surgery with complications was $153,302 in 2011 compared with the U.S. median charge of $42,380, government data show.

After days of silence during which long-held resentment toward Abercrombie & Fitch Co. began to boil over, Chief Executive Michael S. Jeffries tried to stem a backlash against the teen-focused retailer. Jeffries, in a statement Thursday, discussed criticism that the company lacks women's XL and XXL sizes in favor of catering toward young, good-looking customers. "A&F is an aspirational brand that, like most specialty apparel brands, targets its marketing at a particular segment of customers," he said in the statement.

SACRAMENTO - Want help from the state getting unemployment benefits? Don't call after noon. Because of federal budget cuts, the California Employment Development Department has told its call center workers not to answer its benefits hotline after lunch. Starting Monday, the thinning band of staffers will be reassigned to other duties from noon to 5 p.m., such as processing claims for benefits and responding to online inquiries. Limiting call center hours was the best of a number of bad choices, department spokeswoman Loree Levy said.

Sandy Valdivieso and her husband intended to fly from Los Angeles to Dakar, Senegal. They ended up almost 7,000 miles off-course in Dhaka, Bangladesh. How something this bizarre could happen illustrates how a single mix-up on an airline's part can cascade into a travel nightmare of epic proportions. It also highlights how customer service can be found lacking, particularly in light of the fact that Valdivieso spent months trying to secure some sort of compensation from the carrier, Turkish Airlines, but received nothing but runaround.

In these troubled economic times, it's not hard to understand why people might want to protect their life savings by purchasing a hard asset like gold or silver. At least, that's the pitch of Monex, the big Newport Beach investment firm, which bills itself as "America's trusted name in precious metals investments" and assures clients that it's "committed to customer service. " So let's take a look at the experiences of some customers who say their trust in Monex was misplaced.

You've heard about the "Wheat Belly" diet, right? Well, technically, it doesn't exist. Dr. William Davis points out that the word "diet" does not appear on either the cover of his bestselling "Wheat Belly" book published in 2011 or on the follow-up, "Wheat Belly Cookbook," which was published last month and already tops bestseller lists. And that omission is intentional, Davis said. "Wheat Belly" is about stripping your plate of a substance that contributes to heart disease, causes joint pain, inflammation, foggy thinking, bloating and much more, Davis said.

Not that long ago, the virtual currency Bitcoin was one of the Internet's great rebel causes, a digital form of money embraced by libertarians and anti-establishment types who saw it as a way to diminish the power of big governments and big corporations. But Bitcoin's growing popularity and a recent surge in value has caught the eye of entrepreneurs and venture capitalists, including some who are convinced that Bitcoin could be the biggest thing on the Internet since, well, the Internet itself changed our lives two decades ago. Now, Silicon Valley is about to perform its classic ritual to signify that a new technology, product or idea is ready to be taken seriously: It's holding a conference.

After months of controversy, the owner of St. John's Health Center said it plans to sell the landmark Santa Monica hospital to Catholic chain Providence Health & Services. The hospital has been at the center of an intense competition that featured bids from UCLA Health System, other Catholic hospital chains and Los Angeles billionaire Patrick Soon-Shiong. After weighing the offers, the Sisters of Charity of Leavenworth Health System in Denver said Friday that it was entering exclusive negotiations with Providence, which owns St. Joseph Medical Center in Burbank and four other Southern California hospitals.