Column

It's strange how "scandal" gets defined these days in Washington. At the moment, everyone is screaming about the "scandal" of the Internal Revenue Service scrutinizing conservative nonprofits before granting them tax-exempt status. Here are the genuine scandals in this affair: Political organizations are being allowed to masquerade as charities to avoid taxes and keep their donors secret, and the IRS has allowed them to do this for years. The bottom line first: The IRS hasn't done nearly enough over the years to rein in the subversion of the tax law by political groups claiming a tax exemption that is not legally permitted for campaign activity.

Sandy Valdivieso and her husband intended to fly from Los Angeles to Dakar, Senegal. They ended up almost 7,000 miles off-course in Dhaka, Bangladesh. How something this bizarre could happen illustrates how a single mix-up on an airline's part can cascade into a travel nightmare of epic proportions. It also highlights how customer service can be found lacking, particularly in light of the fact that Valdivieso spent months trying to secure some sort of compensation from the carrier, Turkish Airlines, but received nothing but runaround.

In these troubled economic times, it's not hard to understand why people might want to protect their life savings by purchasing a hard asset like gold or silver. At least, that's the pitch of Monex, the big Newport Beach investment firm, which bills itself as "America's trusted name in precious metals investments" and assures clients that it's "committed to customer service. " So let's take a look at the experiences of some customers who say their trust in Monex was misplaced.

As if you didn't know this already, we're coddling criminals in America. By that I don't mean the petty drug dealers, three-strikes necklace-snatchers and other mooks filling up our state prisons; many of them are doing hard time. I'm talking about people like Jeff Skilling. Skilling, you may recall, was a key architect of the rise and fall of the energy and commodities trading firm Enron, which around the beginning of the last decade claimed the trophy for the biggest securities fraud of all time.

I'm an 84-year-old man on Social Security with original Medicare and Mutual of Omaha gap insurance. My insurance premium was raised from $262 to $363 a month, a 39% jump. After all my monthly expenses, I have just $240 left. What can I do in the event of another increase in my premiums? If you've had your current Medicare supplement plan for years, it's not surprising that you've seen your costs steadily rise, says Steve Zaleznick, senior Medicare advisor at PlanPrescriber, a Maynard, Mass.-based online provider of Medicare education and plan comparison tools.

Welcome to this rite and ritual of an American spring, breaking in a new glove. As with anything in baseball, there are 100 views on the proper way to do this, all argued passionately. Glove gurus, some more guru than others, recommend treating a stiff new glove as either your best friend or roadkill. You can drown a glove, you can bake it, you can run it over with the car. Breaking in a baseball glove isn't science so much as a form of testosterone-fueled witchcraft. Tony Pena, former major league backstop and current New York Yankees bench coach, reportedly goes ape on a new catcher's glove, turning it inside out, outside in, punching, prodding, mugging it into submission — it's almost hard to watch.

I lost my dad decades ago. But then this guy comes along who likes to sing as he walks, a jolly Irishman who laughs and cracks wise with a hint of the devil in him and I remember that guy. We become friendly, but then who isn't a friend of his? He gives me his email address, and I don't know, do you believe in signs from beyond? Or remarkable coincidences? Vin Scully uses an email address that makes you believe his nickname is "Red. " My dad's name was John, but everyone called him "Red.

A growing number of Indian tribes are getting into the payday loan business, saying they just want to raise revenue for their reservations while helping cash-strapped consumers nationwide. But federal officials suspect that, at least in some cases, tribes are being paid to offer their sovereign immunity to non-Indian payday lenders that are trying to dodge state regulations. So far, the tribes have prevailed over California and other states that have tried to assert authority over tribal lending operations.

What's to live for? The price of wine continues to skyrocket, and Warren Buffett is now tweeting. What's next for us culturally? Bingo night at the Louvre? Meanwhile, the criminal justice system insists on hammering on poor Lindsay Lohan. It's only a matter of time before her work suffers, and then who takes over as the freckled queen of American cinema? Leonardo DiCaprio? That's the obvious answer. Yes, I have issues with him as Gatsby, but more on that in a moment. For now, I'll tell you what's to live for. Summer, that's what.

For any parent, it's the dreaded phone call. "My son never calls at 7 in the morning," says Mychal Thompson . "When I saw his number, right away I was saying to myself, uh-oh, and I hope nobody is hurt. "I answered, 'What's wrong?' Not hello, good morning, just 'What's wrong?'" Thompson is a former Laker, a broadcaster for the team and a father of three boys off on their own. "That's how I heard about it; Klay called," he says. Klay is his middle child and the leading scorer in the Pac-10 while playing for Washington State.

The limits on student suspensions approved by the Los Angeles Unified school board this week may burnish the district's progressive credentials, putting L.A. in the forefront of a national shift away from zero-tolerance policies that ban kids from campus for minor offenses. But the measure, which forbids suspensions for "willful defiance," has also shown how complicated and emotional the issue of student discipline can be. The two school board members who voted against it have markedly different perspectives that rarely make them allies.

Dear Liz: A few years ago I finished paying off my debt and now am in the very low-risk credit category. I have savings equal to about three months' worth of bills and am working to get that to six months' worth. I'm wondering, though, about an emergency that may require me to pay in cash (such as a major power outage that disables debit or credit card systems, or the more likely event that I forget the ATM or credit card at home). How much cash should a person have on hand? Is there a magic number?

The 18,000-plus fans who crammed into Staples Center didn't want to leave, lingering to digest what they had seen and savor an improbable moment. Who could blame them for trying to prolong a moment so stunning that it was at least the equal of the many feats the Kings pulled off last spring in winning the Stanley Cup for the first time in 45 years? The Kings won a game they seemed bound to lose Thursday, rallying for two goals in the last two minutes for a 4-3 victory over the San Jose Sharks to take a solid 2-0 series lead.

We got another dog right away. That wasn't the plan. But back in March, less than two weeks after Rex died and when I still had faint bruises from digging my fingers into my forehead amid uncontrollable sobs, I signed us up to "foster" a Saint Bernard mix that had been rescued from a crack den. It was a classic rebound move, but the unbearable silence of the dogless house was too much to take. You don't realize how much a dog's presence defines the contours of your home until, in its absence, the walls seem to relocate themselves.

In exactly one week, Los Angeles will wake up with a newly elected mayor. The lucky leader of 4 million restless campers with cracked sidewalks could be Wendy Greuel, the business-suited Valley kid who worked for Mayor Tom Bradley and President Clinton and would be the first female mayor in city history. Or it could be Eric Garcetti, who seems to have done everything in his 42 years except pitch for the Dodgers and kayak to Borneo, and whose adopted daughter may one day celebrate both a bat mitzvah and a quinceañera . Last week, I wrote about a Greuel visit to Tolliver's barbershop in South Los Angeles, where she was relaxed and sharp in front of a crowd that thinks she's the one. Today I'll report on my outing with her opponent, who, like Greuel, helped create some of the city's problems but now promises to deliver peace and prosperity to one and all. L.A. ELECTIONS 2013: Sign up for our email newsletter When Garcetti walked into a Westwood Village pizza parlor late Monday night, he was not recognized until after he'd selected artichokes, olives, onions and peppers as toppings.

If you've got your health, the cliche goes, you've got just about everything. If you've got public health duties, you're responsible for just about everything from mosquitoes (West Nile carriers) to hygiene (wash your hands for as long as it takes to sing "Happy Birthday" twice). Dr. Jonathan Fielding heads L.A. County's Department of Public Health , which is bigger than some states' health departments. A pediatrician by training and the head of the county's health programs since 1998, Fielding is such a believer that he and his wife, Karin, turned savvy investments into a $50-million gift last year to UCLA's School of Public Health.

Howard Cohen has received dozens of calls from "Rachel" at "card member services. " At first he thought they must be from his credit card issuer. Now he knows better. "It's a scam," Cohen, 67, of Fontana told me. "All they want is to get you into some new credit card with a higher interest rate - or worse. " The "worse" in this case is possibly having your identity stolen and bogus charges run up on your plastic. The Web is dripping with complaints from consumers nationwide about the "Rachel" calls.

Dear Liz: When I was 62, I started Social Security and I'm currently saving half of my monthly benefit after taxes (about $750). My decision to take my benefits early was influenced by a financial columnist who suggested that if I started at 62 and invested half or more of it until I reached full retirement age, the lower early benefits would be matched by the investment returns by the time I'm 85. Is this advice still reasonable? Answer: In today's investing environment, it's hard to match the guaranteed annual return you get from delaying Social Security benefits.

SACRAMENTO - Dynamics have shifted dramatically in California's Capitol since Gov. Jerry Brown returned two years ago - both fiscal and political dynamics. The two are intertwined. And Brown is the beneficiary. In short, because the state's fiscal health is being restored - in no small part because of Brown - he is in a much stronger position to deal with the Legislature. Essentially, the governor now needs the Legislature much less than it needs him. Brown referred to this ground-shifting in a comment toward the end of his budget news conference Tuesday.

San Jose winger Raffi Torres' jarring hit of Kings center Jarret Stoll on Tuesday triggered a sizable ripple effect that could alter the tone and course of the teams' Western Conference semifinal playoff series. The ripples could spread far enough for the Kings to lose a valued penalty killer for a while and for the NHL to severely punish Torres, a multiple repeat offender under the league's often murky code of justice. Torres was suspended Wednesday pending an in-person hearing scheduled Thursday in New York with the NHL's Department of Player Safety.