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OPINION
December 3, 2008
Re "U.S. tackles consumer debt market," Nov. 26 OK, I admit that I do not have a degree in economics. However, the information I am reading about "bailouts" defies any logic I know as a consumer. The latest is that the government plans to give billions to industries that will encourage consumer credit. Everyone I know is trying desperately to get out from under credit debt. Can someone who has credit-card debt explain how encouraging the use of further indebtedness through credit can help the average consumer?
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BUSINESS
June 7, 2009
Re: David Lazarus' consumer column, "Finally, AT&T writes a contract in plain English," May 31: "The 8,000-word contract was a triumph of consumer-unfriendliness" -- and clearly was written by lawyers on steroids! Michael Lohnberg Agoura Hills
BUSINESS
February 27, 2014 | By David Lazarus
Any buyer of a new car has faced this question: Should I plunk down extra money for an extended warranty? It can make sense if you'll sleep better at night knowing you have an additional layer of coverage for your wheels. ASK LAZ: Smart answers to consumer questions But do the statistics bear this out? And do you have to decide right away, when the dealer is pressuring you to come across with more cash? For the answers, check out today's Ask Laz video.
ENTERTAINMENT
May 1, 1988
When people attending the Bruce Springsteen concert pay scalpers $350-$850 for a $25 ticket, it is easy to understand why we have inflation. The consumer is being consumed. MONROE RUBINGER Beverly Hills
OPINION
September 15, 1991
In its editorial "Help Wanted From the Fed," Sept. 7), The Times wants the Fed to boost economic activity by cutting interest rates even more and "that should help fuel consumer spending and fire up the recovery." The Times seems to forget that millions of consumers depend on interest income to make ends meet. If their interest income goes lower, how would that fuel consumer spending and fire up the economy? C.B. MIRKIN Los Angeles
BUSINESS
April 23, 2014 | By David Lazarus
Kathleen says the cost of her health insurance has soared. She wants to know why -- and who she can complain to. Kathleen isn't alone. A lot of people have seen their health-insurance premiums rise in recent months, and there's a reason for this. Obamacare. ASK LAZ: Smart answers to consumer questions That's not to say all such rate hikes are unjustified. In most cases, the costs are rising because the quality of the coverage is improving. The Affordable Care Act requires that all health insurance meets certain standards, and some plans are going up in cost for the simple reason that they're complying with the law. For more, plus who's taking complaints about such things, check out today's Ask Laz video.
OPINION
June 28, 2012
Re "Suit targets consumer watchdog," Business, June 23 I found it amusing to read that C. Boyden Gray, an attorney in a suit challenging the constitutionality of the Consumer Financial Protection Bureau, complains about how unfair and wrong it is that "if you're a poor beleaguered financial institution … and you are set upon by this bureau, you have no access to the democratic system … to appeal what's happened. " Perhaps Gray might also consider the plight of a private individual set upon by one of those "poor beleaguered financial institutions.
BUSINESS
January 21, 2014 | By David Lazarus
David wants to know if there's a best time to buy cruise tickets. Do you get the best deals if you dive in early and book months in advance, or is it smartest to wait until the last minute and see what's available? ASK LAZ: Smart answers to consumer questions Both approaches have advantages and disadvantages. To find out what the experts say, check out today's Ask Laz video. If you have a consumer question, email me at asklaz@latimes.com or contact me via Twitter @Davidlaz .
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