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BUSINESS
June 7, 2009
Re: David Lazarus' consumer column, "Finally, AT&T writes a contract in plain English," May 31: "The 8,000-word contract was a triumph of consumer-unfriendliness" -- and clearly was written by lawyers on steroids! Michael Lohnberg Agoura Hills
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BUSINESS
March 27, 2014 | By David Lazarus
Robert says he's heard about secret "770 accounts. " What are they? Who can get them? A Google search will turn up all sorts of nonsense about 770 accounts, also sometimes referred to as "presidents accounts. " ASK LAZ: Smart answers to consumer questions Supposedly, these are super-sneaky tax shelters for the super-rich -- yet another example of how the 1% gets more out of life than the rest of us. The reality is a bit more mundane. To find out what a 770 account really is, check out today's Ask Laz video.
BUSINESS
November 13, 2013 | By David Lazarus
Michael has a credit card he hasn't used in about two years. It has no balance but it does have a $6 monthly fee. Michael's question: If he cancels the card, will it affect his credit score? ASK LAZ: Smart answers to consumer questions Generally speaking, creditors get fidgety anytime someone cancels plastic. They suspect that you're carrying beaucoup debt and thus represent a greater risk. So your credit score can go down. Should you worry? And how many credit cards should you have?
ENTERTAINMENT
May 1, 1988
When people attending the Bruce Springsteen concert pay scalpers $350-$850 for a $25 ticket, it is easy to understand why we have inflation. The consumer is being consumed. MONROE RUBINGER Beverly Hills
OPINION
September 15, 1991
In its editorial "Help Wanted From the Fed," Sept. 7), The Times wants the Fed to boost economic activity by cutting interest rates even more and "that should help fuel consumer spending and fire up the recovery." The Times seems to forget that millions of consumers depend on interest income to make ends meet. If their interest income goes lower, how would that fuel consumer spending and fire up the economy? C.B. MIRKIN Los Angeles
OPINION
June 28, 2012
Re "Suit targets consumer watchdog," Business, June 23 I found it amusing to read that C. Boyden Gray, an attorney in a suit challenging the constitutionality of the Consumer Financial Protection Bureau, complains about how unfair and wrong it is that "if you're a poor beleaguered financial institution … and you are set upon by this bureau, you have no access to the democratic system … to appeal what's happened. " Perhaps Gray might also consider the plight of a private individual set upon by one of those "poor beleaguered financial institutions.
BUSINESS
January 21, 2014 | By David Lazarus
David wants to know if there's a best time to buy cruise tickets. Do you get the best deals if you dive in early and book months in advance, or is it smartest to wait until the last minute and see what's available? ASK LAZ: Smart answers to consumer questions Both approaches have advantages and disadvantages. To find out what the experts say, check out today's Ask Laz video. If you have a consumer question, email me at asklaz@latimes.com or contact me via Twitter @Davidlaz .
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