October 27, 2013 |
And the winner is ... United Mileage Plus. And cash. This year, "More for Your Money" has concentrated on credit cards that can be used abroad. It can be tricky because U.S. cards, which have a magnetic stripe, aren't always accepted abroad. Much of the rest of the world uses credit cards with a smart chip that require a PIN to complete a transaction. U.S. cards are supposed to work abroad but don't always, readers have told us (and I know from my experience). So we've been hot on the trail of chip and PIN cards available in the U.S. (the choices for leisure travelers are slim)
CALIFORNIA | LOCAL
October 18, 2013 |
Authorities this week released photos of a man and woman suspected of stealing two duffel bags during a private party at Raging Waters for Los Angeles County sheriff's deputies and their families. The bags contained hundreds of dollars worth of personal items, including two sheriff's deputy badges and sets of identification. Dozens of families were at the San Dimas water park on Sept. 22 when the bags disappeared, KTLA reported. “When badges are stolen it's very concerning to us because people can use these things and they can pose as deputy sheriffs,” said Sheriff's Deputy Johnie Jones.
October 16, 2013 |
Jose says his girlfriend added him to her credit card a few years ago. She proceeded to run up $40,000 in debt, which she didn't pay off. The couple broke up. Now Jose says he's got creditors knocking at his door demanding payment for his ex's spending sprees. What to do? This horror story illustrates why you should never, ever agree to be added to someone else's plastic. Love doesn't always last forever. You don't want an erstwhile sweetie's debt haunting you after a relationship has run its course.
October 12, 2013 |
The folks at Clever Travel Companion came up with the smart idea of making underwear with built-in zippered pockets to keep cash, credit cards, keys and other valuables safely undercover. They are a sensible alternative to cumbersome money belts. The clothing is available in shorts, long johns and tank tops in multiple colors and patterns. Perhaps the most versatile garment is the company's plain white or gray unisex T-shirt, which has a roomy zippered pocket in front large enough for a passport.
October 11, 2013 |
It might seem like a paid vacation for the 500,000 federal workers on furlough. They've been out of work since last week and were promised back pay once a budget is passed and the government reopens. But for many rank-and-file employees who live paycheck to paycheck, the shutdown is proving to be a massive financial headache. Some say their savings have been wiped out after a three-year pay freeze and a previous round of furloughs during the summer. The nation's ideological battle over healthcare and spending is hitting these workers in the pocketbook.
October 7, 2013 |
A deal is a deal. Or it should be. For years, Chase bank offered a Payment Protector plan. For an extra monthly fee - typically a bit less than 1% of the card balance - credit cardholders could insure themselves against job loss, illness or disability, with card payments deferred for up to two years. They could also protect themselves from sticking their estate with the tab for any outstanding balances after their death. Payment Protector covered up to $25,000 in credit card debt per card left behind after customers went to that ATM in the sky. Dorothy Cross, 95, has a combined balance of more than $38,000 on three Chase cards.