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Hodgkinson certainly brought up some very important points in his article. I couldn't agree more that education in our state has been sadly neglected and we indeed face great peril if we do not address this problem. As Diogenes said, "The foundation of every state is the education of its youth." Of course, the governor should make sizable contributions from our state surplus to schools. Of course, money alone is not enough. What is needed now is a complete reexamination of the educational process.

My wife and I received our $64 state tax rebate check. I took it to our bank, cashed it, spent the money on dinner and a movie, and I am not the least bit ashamed. I believe that this $64, like other consumer expenditures, helps the economy grow. When businesses and their employees prosper, then society as a whole reaps the rewards. The Times editorial "How to Help Your School" (Nov. 22) states that California's public schools are entitled to this money. I wonder what the schools are doing with the $25 billion (out of a budget of $40 billion)

Vietnam veteran John Otte did his best to forget the war. He got married, raised two sons and made a career working at credit unions. But as Otte neared retirement, memories of combat flooded back. Starting in 2005, he filed a series of claims with Veterans Affairs for disability compensation, contending that many of his health problems stemmed from the war. The VA agreed, and now the 65-year-old with two Purple Hearts receives $1,900 a month for post-traumatic stress disorder and diabetes - and for having shrapnel scars on his arms.

WASHINGTON - President Obama said Friday he wanted to put more Americans to work by slashing the amount of time it takes to grant federal approval for big job-creating projects. But Obama's choice of venue for his remarks - a Baltimore company that makes mining and pumping equipment - provided fodder for Republicans. They noted that the company president had, just the day before, testified on Capitol Hill in support of the Keystone XL pipeline, which the Obama administration has delayed for years over environmental concerns.

When Susan had breast cancer, we heard a lot of lame remarks, but our favorite came from one of Susan's colleagues. She wanted, she needed, to visit Susan after the surgery, but Susan didn't feel like having visitors, and she said so. Her colleague's response? "This isn't just about you. " "It's not?" Susan wondered. "My breast cancer is not about me? It's about you?" The same theme came up again when our friend Katie had a brain aneurysm. She was in intensive care for a long time and finally got out and into a step-down unit.

As part of a settlement with federal regulators, 13 lenders this week are starting to pay out $3.6 billion to more than 4 million troubled borrowers whose homes were in foreclosure proceedings in 2009 and 2010. A chart released Tuesday by the regulators showed that most of the borrowers would receive $300, the minimum allowed under the settlement terms. The maximum of $125,000 would go to 1,135 borrowers whose homes were seized while they were serving in the military or who were current on their payments.

In 1986, lawmakers decided the problem of illegal immigration had to be dealt with. More than 3 million people were living in the United States after crossing the border illegally or overstaying their visas. A new law signed by President Ronald Reagan gave legal status and a path to citizenship to most of those unauthorized residents - helping many secure a slice of the American dream but also giving fuel to critics who sought to turn "amnesty" into a pejorative. Less than 30 years later, the number of immigrants living in the country illegally is thought to have nearly quadrupled, and the freighted baggage of amnesty looms over new efforts to reform the nation's immigration laws.

Many hard-working people need access to short-term credit in a pinch to cover the cost of an emergency room visit or replacing a busted stove or carburetor. Yet apart from asking friends and relatives for assistance, a wellspring that comes with its own costs and often runs dry, many families turn to alternative, "predatory" lenders to finance unexpected expenses. Although the products offered by these alternative lenders — such as payday or car-title loans — can help families weather a financial emergency, the eye-popping interest rates can be devastating.

The most powerful labor organization in Los Angeles refused Friday to back away from a campaign mailer in which it urges voters to support Wendy Greuel for mayor because she "will raise the minimum wage to $15 an hour. " Even though Greuel has said she supports the higher "living wage" only for workers at large hotels, Los Angeles County Federation of Labor chief Maria Elena Durazo accused the media of "nitpicking" when she was questioned about the accuracy of the mailer, which went to Latino voters.