Environment

Michele and Russell Poland's credit was shot, but they managed to buy their suburban dream home anyway. After a business bankruptcy and a home foreclosure, they turned to a rare option in this era of tightfisted banking - a subprime loan. The Polands paid nearly $10,000 in upfront fees for the privilege of securing a mortgage at 10.9% interest. And they had to raid their retirement account for a 35% down payment. Most borrowers would balk at such stiff terms. But with prices rising, the Polands wanted to snag a four-bedroom home in Temecula near top-rated schools for their 5-year-old son. By later this year, they figure, they'll be able to refinance into a standard loan.

The Catalina Island Museum has opened a window into a dark period of life on the island with an exhibition devoted to a pseudoscientist who looted Native American graves for profit eight decades ago. "The Strange and Mysterious Case of Dr. Glidden," which opened over the weekend, examines the life and times of Ralph Glidden, a hucksterish entrepreneur who in the 1920s and '30s excavated bones and relics from Tongva Indian burial grounds for sale...

In these troubled economic times, it's not hard to understand why people might want to protect their life savings by purchasing a hard asset like gold or silver. At least, that's the pitch of Monex, the big Newport Beach investment firm, which bills itself as "America's trusted name in precious metals investments" and assures clients that it's "committed to customer service. " So let's take a look at the experiences of some customers who say their trust in Monex was misplaced.

The Aquarium of the Pacific's newest exhibit introduces visitors to an eerie world beyond the reach of sunshine: the bottom of the ocean, a strange seascape of crushing pressure, volcanic fissures and an abundance of cryptic creatures. The Wonders of the Deep gallery, which is scheduled to open to the public May 24, will be one of the few places where visitors can marvel over bioluminescent fish and opportunistic scavengers that inhabit the biological oases created by dead marine mammals that sink to the bottom.

Asthma sufferers have long relied on inhalers for relief from wheezing or coughing attacks. But as of Dec. 31, Primatene Mist -- the only available over-the-counter asthma inhaler -- was taken off shelves because of its adverse effect on the environment. Other inhalers are available, but these require a doctor's prescription. Some people with asthma aren't happy about the change, but lung doctors and asthma specialists agree that Primatene Mist wasn't the best option for patients anyway.

The Aquarium of the Pacific's newest exhibit introduces visitors to an eerie world beyond the reach of sunshine: the bottom of the ocean, a strange seascape of crushing pressure, volcanic fissures and an abundance of cryptic creatures. The Wonders of the Deep gallery, which is scheduled to open to the public May 24, will be one of the few places where visitors can marvel over bioluminescent fish and opportunistic scavengers that inhabit the biological oases created by dead marine mammals that sink to the bottom.

WASHINGTON - Minutes after Greg Hicks learned that the perimeter of the U.S. mission in Benghazi had been breached by men with guns, he punched a cellphone number to reach Ambassador J. Christopher Stevens, his immediate boss, who was at the scene. "Greg, we're under attack," Stevens told Hicks, the deputy chief of the mission, Hicks testified to Congress on Wednesday. Then the connection was lost. Hicks never spoke to his boss again. Stevens died soon afterward, as the Benghazi mission went up in flames around him. Members of the House Oversight and Government Reform Committee were universal in their praise of the gripping, soft-spoken, minute-by-minute account they heard Wednesday from Hicks, the first public testimony from a government official who was in Libya during the assault that killed four Americans in September.

On Tuesday, attorneys for the largest agrochemical corporation in the world, Monsanto, will present arguments before the Supreme Court asserting the company's rights to the generations of seeds that naturally reproduce from its genetically modified strains. Bowman vs. Monsanto Co. will be decided based on the court's interpretation of a complex web of seed and plant patent law, but the case also reflects something much more basic: Should anyone, or any corporation, control a product of life?

By the hundreds of thousands each year, they sail to Avalon by ferry and cruise ship for diving trips, glass-bottom boat tours and to lounge on the beach in the Catalina Island town 26 miles off the Southern California coast. Yet the same crystal-clear water that draws tourists also harbors an embarrassing hazard. For most of the last decade, Avalon Harbor Beach has ranked among the most polluted in the state, tainted with human sewage that puts swimmers at risk. Even though the city of 4,000 has spent $3.5 million testing and rehabilitating sewer lines, the water is no cleaner.

You don't have to be a tinfoil-hat-wearing paranoiac to be worried that the electromagnetic radiation from modern wireless devices may be harmful to your health. But are the "smart meters" being installed by utilities throughout the state frying homeowners' brains, as many consumers and even municipal governments fear? The risks are vanishingly small, while the economic and environmental benefits of smart meters are wide and obvious. In fact, we wish L.A.'s municipal utility would get busy installing the devices, though that isn't likely to happen any time soon.

WASHINGTON - Senate Republicans boycotted a committee vote Thursday on President Obama's nomination of Gina McCarthy to head the Environmental Protection Agency, drawing accusations of obstructionism from Democrats. Republicans on the Senate Environment and Public Works Committee said McCarthy had not adequately responded to their requests for information, so they didn't show up for the scheduled vote. They want more information on how the EPA makes decisions on new regulations, how it has used private email to conduct public business, and other transparency issues.

Stephanie Nordlinger, who lives in a modest Baldwin Hills tract home, has been reading with interest the news stories about computer magnate Michael Dell and his low, low property taxes. Last week, the Times reported that Dell has saved more than a million dollars a year in taxes on a landmark Santa Monica hotel by exploiting a gaping legal loophole in the rules that govern how Proposition 13 is applied. By bringing his wife and two investment advisors into the 2006 deal for the Fairmont Miramar Hotel, my colleagues Jason Felch and Jack Dolan reported, Dell has so far been able to keep his taxes based on the hotel's 1999 assessed value of $86 million, rather than the $200 million he paid.

KLAMATH FALLS, Ore. - For decades this rural basin has battled over the Klamath River's most precious resource: water that sustains fish, irrigates farms and powers the hydroelectric dams that block one of the largest salmon runs on the West Coast. Now, one of the nation's fiercest water wars is on the verge of erupting again. New water rights have given a group of Oregon Indian tribes an upper hand just as the region plunges into a severe drought . Farmers and wildlife refuges could be soon cut off by the Klamath Tribes, which in March were granted the Upper Klamath Basin's oldest water rights to the lake and tributaries that feed the mighty river flowing from arid southern Oregon to the foggy redwoods of the Northern California coast.

In recent years, the Indo-Pacific lionfish - a dramatically striped, finned and armored aquarium fish - has invaded Atlantic and Caribbean coral reefs. It has been spotted off the Southeastern United States, throughout the Caribbean Sea, in the Gulf of Mexico, and it's now eating its way toward South America. What's to blame for this invasion? Most likely aquarium releases beginning in the early 1980s. And once introduced, lionfish took off. The fish has no known predator in the Atlantic.

Last week, Texas and Oklahoma squared off in a Supreme Court battle over water rights that has the drought-ridden West on edge. At issue is a state's control over its own water: Texas seeks to buy or otherwise tap water from Oklahoma under the terms of an interstate water compact, actions that Oklahoma has so far refused to permit despite the compact. The stakes of the court's decision are high. Interstate water agreements provide the legal foundation for the economies of most Western states, which are disproportionately dependent on irrigated agriculture.

A federal court judge on Thursday dismissed a lawsuit filed by the Los Angeles Department of Water and Power against a state agency it claimed was illegally forcing the city to waste billions of gallons of precious High Sierra water to control dust on dry Owens Lake. U.S. District Court Judge Anthony W. Ishii determined that the issues are for state courts to decide because the Great Basin Unified Air Pollution Control District is a state agency. The DWP has a similar challenge pending in state court.

CARLSBAD, Calif. - Dreamers have long looked to the Pacific Ocean as the ultimate answer to California's water needs: an inexhaustible, drought-proof reservoir in the state's backyard. In the last decade, proposals for about 20 desalting plants have been discussed up and down the coast. But even with construction about to begin on the nation's largest seawater desalination facility, 35 miles north of San Diego, experts say it is doubtful that dream will ever be fully realized. "While this Poseidon adventure may work out, I don't look for a lot of that," said Henry Vaux Jr., a UC Berkeley professor emeritus of resource economics who contributed to a 2008 National Research Council report on desalination.

Part of the cure ? or cause ? of Iceland's spectacular economic meltdown sits here on a rugged fiord backed by frigid blue waters and snowcapped mountains. It's a massive aluminum smelter on the harbor's edge, sprawling over a few hundred acres. Owned by Century Aluminum Co. of Monterey, Calif., and fueled by geothermal energy and hydropower, the plant churns out nearly 300,000 tons of aluminum a year, to be shipped to customers around the world. When Iceland's economy collapsed in 2008, pushing the country to the brink of bankruptcy, production here and at two other smelters continued, which helped keep exports alive through two years of painful recession.

Teams will fan out across the Sierra Nevada on Thursday to perform their final snow survey of the season, a closely watched rite of spring that helps determine how much water will flow to farms and cities in coming months. But 18,000 feet above the Sierra slopes, an airborne experiment is underway that could revolutionize that ritual. Starting in early April, researchers have made weekly flights over the upper Tuolumne River basin, taking sophisticated instrument readings of the snow depth and reflected sunlight.

Federal agents searched the homes of Moreno Valley's mayor and City Council members and the offices of a major warehouse developer Tuesday as part of a broad public corruption investigation in a Riverside County town already singed by scandal. Agents with the FBI, Internal Revenue Service and local prosecutors served search warrants at the homes of Mayor Tom Owings and the four other council members and at the corporate offices of Highland Fairview, the company that has proposed a 41-million-square-foot warehouse center on the city's eastside.