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HEALTH
January 31, 2011 | By Lisa Zamosky, Special to the Los Angeles Times
If in the past you tried to buy health insurance for a child with a preexisting health condition and were turned down, it's time to give it another shot. A provision of the federal health reform law and a new California law punish insurers that refuse to sell policies to children. As a result, those younger than 19 will have access to insurance and cannot be denied coverage, regardless of health condition. Jan. 1 marked the start of California's initial open enrollment period, which runs through March 1. During this time, parents can purchase health benefits for their children on the individual insurance market without fear of being denied or of significant increases to monthly premiums for kids with preexisting conditions.
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BUSINESS
February 15, 2010 | David Lazarus
Nelson Davis runs a video production company in Hollywood with six employees. He used to pay all of his workers' health insurance premiums. As rates continued rising -- they've doubled over the last few years -- Davis cut back to paying only half of healthcare costs and required workers to handle the rest. Now he's thinking about cutting back again and covering only 40% of the insurance premiums. And the way things are going, Davis said, he wouldn't be surprised if his share dropped to 25%. "You have to look at it with a cold, clear eye," he told me. "There's very little you can do -- either scale it back or stop offering it."
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