Insurance Industry Ventura County

In addition to facing pockets of high seismic risk, Ventura County has some of the costliest earthquake insurance rates in the state. Homeowners along the loamy edges of the Santa Clara River and the sediment-rich Oxnard Plain can expect to pay top rates because soil conditions there mean shaking will be hard during a major quake. Because of the greater danger in Oxnard, Santa Paula, Fillmore and Piru, rates in those areas are $4.48 per $1,000 of a home's value, much higher than the $2.

In addition to facing pockets of high seismic risk, Ventura County has some of the costliest earthquake insurance rates in the state. Homeowners along the loamy edges of the Santa Clara River and the sediment-rich Oxnard Plain can expect to pay top rates because soil conditions there mean shaking will be hard during a major quake. Because of the greater danger in Oxnard, Santa Paula, Fillmore and Piru, rates in those areas are $4.48 per $1,000 of a home's value, much higher than the $2.