May 4, 2012 |
I just applied for an insurance plan for my 10-year-old daughter, but she was denied because she has asthma. I thought the new health reform law required insurance companies to cover kids. You're mostly correct. As of Sept. 23, 2010, insurance companies that sell "child-only" health plans - as well as individually purchased family plans that cover dependents - cannot deny coverage to anyone under the age of 19 because of a health condition. They also can't exclude care associated with a pre-existing medical condition.
February 27, 2012
Other highlights in the country's history of health insurance include: The Health Insurance Portability and Accountability Act. Produced as a bipartisan compromise in 1996, it guaranteed that workers could continue coverage from their jobs even after getting laid off and that spouses could retain coverage even after a divorce. But you had to pay the full cost of the coverage — your premium and the company's premium — plus a 2% fee. The State Children's Health Insurance Program (S-CHIP)
January 11, 2011 |
The Supreme Court may not be so anxious to rein in Congress' broad power to pass regulatory laws under the Constitution's commerce clause, the key point of dispute in the pending court battles over President Obama's health insurance law. By a 7-2 vote, the justices turned down a constitutional challenge to a 2002 law that makes it a federal crime for a felon to have body armor or a bulletproof vest. The majority's decision, rendered without comment, could make it more difficult for those challenging health insurance reform to win court orders overturning parts of the new law. "The federal power claimed is the authority to regulate anything ?
October 7, 2010
The race for the office of insurance commissioner pits Assemblyman Dave Jones (D- Sacramento), a prolific legislator who has clashed often with insurers, against Assemblyman Mike Villines (R-Clovis), a former GOP leader who positions himself as a more conciliatory force. Just as important as the contrast in styles, though, is the difference in their expertise. Jones, who's been chairman of the Assembly's health and judiciary committees, demonstrates a much better grasp of the details and complexities of insurance regulation.
June 5, 2010
Give proponents of Proposition 17 credit for chutzpah. Their TV commercials tell voters that there's "only one place to get the facts about Prop. 17: the official voters guide." But then they quote from the opinions the Yes on 17 campaign inserted into the guide's arguments and rebuttals section. No matter what the campaign commercials claim, the measure would not let drivers "take their continuous coverage discounts with them." Instead, it would create a new type of discount whose magnitude and effect are, at this point, unpredictable.
February 15, 2010 |
For more than two decades, Mercury General Corp. Chairman George Joseph has been sparring with consumer advocate Harvey Rosenfield over California's landmark automobile insurance law, Proposition 103. They've battled in the courts, the Legislature and the media over complex regulatory questions that affect billions of dollars in premiums paid by the state's 23.7 million licensed drivers. Now they're squaring off over a Mercury Insurance-sponsored initiative on the June ballot.