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Insurance Policies

BUSINESS
June 16, 1991
The article "Bare-Bones Health Insurance Criticized" (June 3) reported the efforts of the advocacy group Families USA Foundation to curtail the marketing of high-deductible health insurance policies. Health insurance policy cost-sharing features such as deductibles and co-insurance provisions encourage the insured to use medical services more prudently. The $5,000-deductible policy decried by the lobbying group is nothing more than an extension of this principle. The average person will consume fewer health-care services if they are covered under these high-deductible policies.
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TRAVEL
November 15, 1987
The Oct. 25 article by Toni Taylor on the fine print in travel insurance policies should be required reading for all seniors about to commit their funds to a trip. Insurance is a high commission item on a salesperson's agenda and it is routinely presented to all travelers. It is an excellent idea, and in most cases well worth the mental comfort that it affords. But that fine print: We used trip cancellation insurance issued by a reputable company. My husband was stricken with really debilitating vertigo the afternoon before we were to sail on a cruise.
CALIFORNIA | LOCAL
March 20, 1994
It has been several weeks since the Northridge earthquake, and my husband and I are still not sleeping. But it's not from the tremors that we all feel nor the destruction that we all see. It is from the selfishness, deceptiveness and ignorance which unfortunately have become our neighborhood. We moved to Northridge over four years ago but have never really gotten involved with our neighbors. The earthquake on Jan. 17 changed that forever. Overnight, Northridge was declared a disaster area, which meant federal disaster aid would be distributed and insurance deductibles had to be exceeded.
CALIFORNIA | LOCAL
April 11, 2003 | Dana Parsons
Denny Freidenrich of Laguna Beach says the question came to him in the shower. He owns a consulting business, but he began wondering if he was also a soldier. A soldier, that is, in the war on terrorism declared by President Bush. More specifically, Freidenrich wondered whether his wife and three kids would collect life insurance were he to die, for example, from smallpox spread by a bioterrorist attack. In past conventional wars, the families of soldiers killed in battle didn't collect traditional life insurance.
OPINION
February 5, 2013
Re "Getting nicked by razor blade makers," Column, Feb. 1 Ralph Nader warned of built-in obsolescence in the 1960s. Back then, we ladies were asking, "If we can put a man on the moon, why can't they come up with a sheer stocking that doesn't run?" We live in a disposable world, and most financing and corporate planning seems based on that. It sort of makes a joke of recycling. David Lazarus' column on razor blades that seem built not to last touches on a theme that crosses my mind almost daily.
OPINION
July 14, 2012
Re "NAACP boos Romney comments," July 12 Mitt Romney said to the National Assn. for the Advancement of Colored People that he will eliminate "nonessential, expensive programs" like President Obama's healthcare law. Romney was telling his fellow Americans that healthcare for millions of uninsured children, people with preexisting conditions and young people who can now stay on their parents' insurance policies longer are nonessential,...
BUSINESS
October 4, 2013 | By David Lazarus
Maridean's daughter and son-in-law were booked on a Caribbean cruise. Things didn't work out so well. The couple was at San Francisco International Airport in June, awaiting their flight to the Caribbean, when Asiana Flight 214 crashed on the runway. Flights into and out of the airport were immediately canceled. ASK LAZ: Smart answers to consumer questions As a result of circumstances beyond their control, they missed their cruise but had to swallow the cost. Maridean asks: Would travel insurance have protected them in this situation?
BUSINESS
July 9, 2012 | By Marc Lifsher
SACRAMENTO -- A surprise sweep for unlicensed building contractors has resulted in 104 enforcement actions by a multi-agency state task force. California Insurance Commissioner Dave Jones announced Monday that the sweep hit off-the-books operators in 11 counties on June 20 and 21. Investigators carried out the enforcement actions in Los Angeles, Orange, Riverside and San Bernardino counties as well as in Alameda, Butte, El Dorado, Kern, Monterey,...
SPORTS
October 2, 1985 | EARL GUSTKEY, Times Staff Writer
News item: Quarterback Robbie Bosco buys a $500,000 insurance policy, payable in case of a disabling injury during his senior season at BYU. Creatively written sports insurance policies, some with unusual, almost bizarre wrinkles, are becoming commonplace these days. Mostly, they're being bought by college and pro athletes, and those in transition. Pete Eishelman, who works for Boston-based American Sports Underwriters, Inc.
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