September 21, 2009 |
It never occurred to me that I would count myself among America's 47 million uninsured when I passed my 53rd birthday earlier this year. I'm the last person I would have imagined living without a safety net between me and the medical risks of early middle age. Insurance against the unforeseeable, after all, is what makes middle-class existence possible. Yet, as the country debates the merits of reforming the rules around insurance markets, it's worth pondering what value health insurance really adds for individuals under the current system.
June 11, 1987 |
John Sellars of Torrance, 62 and a retired TRW executive, has a dilemma. He has medical insurance through TRW and will be covered by Medicare when he turns 65, but in the meanwhile, what if he should become ill for a long time? "I'm not covered for long-term illness and nursing homes can charge $70 a day," he said. He may never have a problem, but should he buy insurance protecting himself and his wife anyway, and pay something like $600 a year for it? "You're betting," Sellars said.
May 20, 1992 |
US Facilities Corp., a medical insurance company specializing in stop-loss coverage, said Tuesday that it has formed a subsidiary in Illinois that will review medical bills to control medical costs. Subsidiary US MedCare Review, based in Oakbrook, Ill., began operating on Monday, company spokesman Jose Velasco said. It was formed after the parent company bought "a substantial majority" of assets from CareMax Inc., also based in Oakbrook, he said. Terms of the buyout were not available.
February 22, 1997 |
Horatio Zungu, a traditional African doctor, was trying to be helpful. "We don't use a medical system like Western doctors," he explained. Indeed. His patient, Victor Shabalala, removed his shoes to show respect to the ancestors. Then he lifted a goatskin bag, pressed it to his forehead and tapped it on each knee before spilling the contents on the floor. Zungu poked a stick at the scattered bits of bone, shell, ivory and coins to form his diagnosis. The patient was silent.
June 29, 2012 |
WASHINGTON - President Obama, in his drive for a national healthcare overhaul, strove to provide a new guarantee that all Americans, no matter where they live, would have basic protection against sickness and disease, ending decades of variation among states. The Supreme Court did not dismantle that guarantee Thursday. But while upholding the Affordable Care Act, the court opened the door to something the president and other champions of the law sought to avoid - widening disparities between red and blue states in who gets healthcare.
June 26, 2011 |
The U.S. State Department is reaching out to travelers with an iPhone app. Name: Smart Traveler Available for: iPhone What it does: Provides the latest travel warnings and travel alerts for countries, listed A to Z, plus information you need to know before you go, such as entry and exit requirements, safety and security, embassy locations, medical insurance, children's issues and more. You can also forward the information to friends by email. Cost: Free What's hot: The Smart Traveler Enrollment Program, which allows you to enter details about your upcoming trip so that the State Department can assist you in an emergency.
May 10, 2013 |
One of the brothers behind the 1-800-GET-THIN ad campaign for weight-loss surgery faces the possible revocation of his medical license in a misconduct case filed by state regulators. The Medical Board of California accused Michael Omidi of "repeated acts of negligence" in treating two women, one who sought corrective breast surgery and a second who sought weight-loss surgery. The board alleged that Omidi provided "substandard care" in the treatment of the first woman and that his staff gave "inaccurate or misleading information" about the second woman's health, saying she had sleep apnea even though she had not been previously diagnosed with the disorder.
CALIFORNIA | LOCAL
November 16, 2013 |
Passport and tax records in hand, Nela Barboza fiddled nervously with a plastic folding fan as she approached Jessie Orozco's desk. "Buenas tardes," she said cordially. "I'm here to sign up for Obamacare. " Orozco, a benefits counselor at St. John's Well Child & Family Center in South Los Angeles, was thrilled. Around her neck, she wore a badge certifying that she was a state-trained enrollment counselor for California's new medical insurance marketplace - touted as one of the better-functioning parts of the Obama administration's healthcare overhaul.
CALIFORNIA | LOCAL
August 5, 2011 |
A 65-year-old doctor was convicted Thursday of performing unnecessary and dangerous surgeries on more than 160 people in a $154-million medical insurance scam that lured patients by promising them cash or low-cost cosmetic surgeries. Dr. Michael Chan of Cerritos, one of 19 defendants accused of fraudulently billing medical insurance companies, pleaded guilty in Orange County Superior Court to 40 felony counts, including conspiracy to commit insurance fraud and insurance fraud. He faces up to 28 years in state prison.
November 28, 2010 |
Dear Liz: I was involved in a car accident and had no medical insurance. The hospital bill came to $39,000 and a helicopter ride was $15,000. The only way I could pay this was using credit cards. I have high credit scores. Am I better off filling for bankruptcy? Answer: You were better off not using the credit cards. If you hadn't charged your medical bills, you probably could have negotiated a lower settlement amount with the hospital and medical evacuation company. In many cases, people without insurance are initially charged more than those whose insurance companies have negotiated lower rates.