October 3, 2013 |
Republican lawmakers are determined to protect the American people from what they call "socialized medicine" and what the rest of the world calls affordable and accessible healthcare. What seldom comes up in this discussion, though, is what exactly we're talking about. Is it the government owning and running all hospitals? Is it Washington bureaucrats deciding who receives treatment and who doesn't? Or is it something closer to the experience Oak Park resident Mona Davis had during a recent visit to London?
December 18, 2011 |
How well do you know traffic laws? Can you wear headphones while driving? Can you drive barefoot? Must you turn your headlights on when your windshield wipers are on? Here's a look at five laws you might not know: • Earplugs: It's illegal in California to drive or bicycle while wearing "a headset covering, or earplugs in, both ears. " Exceptions are made for drivers of emergency vehicles and trash trucks, or anyone using "earplugs or molds that are specifically designed to attenuate injurious noise levels.
August 12, 2013 |
NEW YORK - New York's attorney general has accused an Anaheim lender of illegally charging triple-digit interest rates on personal loans, then hounding borrowers to collect payments when they inevitably fell behind. The lawsuit, filed late Monday, alleges that CashCall Inc., a decade-old Internet lender well known from its ubiquitous advertising, charged as much as 355% in interest, far exceeding New York's civil and criminal usury limits of 16% and 25%, respectively. Also named as defendants are WS Funding, a CashCall subsidiary, and Western Sky Financial in South Dakota, as well as their owners, J. Paul Reddam of CashCall and Martin Webb of Western Sky. The suit says a person borrowing $1,000 could end up paying nearly $5,000 over two years.
October 17, 2013 |
There is perhaps no better metaphor for the painful relationship between patients and our for-profit healthcare system than the fact that Anthem Blue Cross thinks you don't need anesthesia for a colonoscopy. It's not "medically necessary," the insurer says. Anyone who has experienced this most invasive of medical procedures might think otherwise. I spoke the other day with a fellow named Michael, who works locally in the TV industry but didn't want me using his full name because he's terrified that Anthem will retaliate by messing with his coverage (and it says a lot about our system that this is even a consideration)
November 20, 2010 |
In these troubled economic times, it's not hard to understand why people might want to protect their life savings by purchasing a hard asset like gold or silver. At least, that's the pitch of Monex, the big Newport Beach investment firm, which bills itself as "America's trusted name in precious metals investments" and assures clients that it's "committed to customer service. " So let's take a look at the experiences of some customers who say their trust in Monex was misplaced.
April 3, 2011 |
Dorothy Ouma began trading foreign currencies after seeing a TV commercial touting it as a way to make extra money, something she could use as a single mother raising three children. "The ads made me think, 'This is easy,'" said Ouma, 52, an administrator with the Grand Prairie, Texas, police department. Ouma used her credit card to fund an account with an online currency broker. Within a few weeks of swapping dollars for yen and euros, she said, her $3,000 of borrowed money was gone.