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Risk Pool

OPINION
November 2, 2003 | M. Gregg Bloche, M. Gregg Bloche teaches law and health policy at Georgetown and Johns Hopkins universities and is at work on a book about conflict between medicine's therapeutic and public purposes.
The U.S. system of workplace-based health insurance is at risk of coming apart. Employers are looking to shift more of their rising medical costs to workers, and despite soft labor markets, many employees are saying no. The fringe-benefit gurus who advise the largest companies didn't anticipate fierce worker resistance, just as they failed to foresee the late-1990s backlash against managed care.
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NEWS
February 15, 2010 | Brendan Borrell, Los Angeles Times
Should the government force everyone to purchase health insurance? Few topics in the healthcare debate are more controversial than the so-called individual mandate, which would fine citizens without insurance and lies at the heart of the now-stalled healthcare bills in Congress. President Barack Obama has said that a major goal of healthcare reform is to reduce the number of legal residents who are uninsured (currently estimated at 17% of adults). One strategy is for the government to require insurance to be sold at a fixed price regardless of preexisting conditions, but in that case, many people might wait until they get sick before they purchased insurance, which could bankrupt the system.
NEWS
July 1, 1990 | SIOK-HIAN TAY KELLEY, TIMES STAFF WRITER
The City Council voted last week to acquire insurance coverage through a 26-city insurance pool, terminating policies obtained through brokerage firms co-owned by Mayor Bob Kuhn and a business partner. With its 3-0 vote to place worker's compensation and property insurance coverage with the Independent Cities Risk Management Authority, the council reversed an earlier decision to seek bids from different brokers.
NEWS
August 30, 1989 | RICHARD C. PADDOCK, Times Staff Writer
Legislation that Assembly Speaker Willie Brown contends would provide affordable car insurance coverage for the poor as well as reduced rates for other drivers cleared its first Senate committee Tuesday. At the same time, the Senate Judiciary Committee removed from the bill a compromise no-fault provision that had been added in the Assembly in an effort to help secure passage.
CALIFORNIA | LOCAL
May 21, 1986
Territorial rating for the price of automobile insurance, a practice commonly known as redlining, creates undeniable hardships for drivers who live in neighborhoods that are considered high-risk areas. Wholesale reform is needed--not the piecemeal and flawed approach advocated in legislation sponsored by Assembly Speaker Willie Brown and due for Assembly action on Thursday.
BUSINESS
July 18, 2008 | Lisa Girion, Times Staff Writer
A congressional committee will investigate health insurers' practice of canceling coverage when policyholders get sick, its chairman said Thursday. The problem first came to light in California, but witnesses testifying before the House Oversight and Government Reform Committee suggested that it was more widespread. The problem affects the individual insurance market, in which 14 million Americans, including nearly 3 million Californians, purchase medical benefits on their own.
CALIFORNIA | LOCAL
May 3, 1987 | JOHN KENDALL, Times Staff Writer
A $5-million settlement of damage claims has been reached in a Starline Sightseeing Tours bus crash that killed 21 elderly Santa Monica residents and injured 22 others north of Bridgeport in Mono County a year ago this month. The settlement, announced by Industrial Indemnity Co. of San Francisco, was approved after a "good-faith" hearing Friday in Santa Monica Superior Court. Similar hearings to determine the fairness of the proposed agreement were held earlier in Los Angeles and Bridgeport.
BUSINESS
December 31, 2006 | Lisa Girion, Times Staff Writer
Scott Svonkin joined the Los Angeles County Commission on Insurance 10 years ago because he was concerned about an emerging problem: people losing health coverage. Since then, the ranks of uninsured Americans have swelled to more than 46 million. Svonkin almost became one of them. It happened after he left a comfortable government job as a legislative chief of staff to start his own marketing and public affairs consulting business.
OPINION
April 26, 1987 | LAURA REMSON MITCHELL, Laura Remson Mitchell is a Los Angeles writer who specializes in public issues.
More than 3 million Californians lack health insurance. That's both a potential human tragedy and a threat to the state's well-being, for when the uninsured become ill and are unable to pay their medical expenses, they will turn to public programs, which already are in poor shape. We must confront this Sword of Damocles--and soon. Some of the uninsured work only part time and don't qualify for the health insurance plans provided by their employers.
BUSINESS
January 22, 2007 | Lisa Girion, Times Staff Writer
Big health plans share Gov. Arnold Schwarzenegger's goal of trimming the ranks of the uninsured, but they have their own ideas about how to do it -- such as taxes on cigarettes and service charges on patients every time they visit a doctor. Perhaps not surprisingly, none would limit premiums to make insurance more affordable. Such details are likely to make it more difficult for Schwarzenegger to press his plan unveiled this month to offer everyone in California health insurance.
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