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Risk Pool

July 12, 1993 | MICHAEL J. LIEDER
I was recently rear-ended by an uninsured motorist. The accident made me think about this problem of uninsured drivers. It is solvable. Part of the solution has been proposed--making it mandatory to show proof of insurance in order to register a vehicle. But what about the possibility of someone canceling or letting the policy lapse after registration? Solution: Require that a minimum amount of liability insurance be paid up in full to the date the registration expires.
November 2, 2003 | M. Gregg Bloche, M. Gregg Bloche teaches law and health policy at Georgetown and Johns Hopkins universities and is at work on a book about conflict between medicine's therapeutic and public purposes.
The U.S. system of workplace-based health insurance is at risk of coming apart. Employers are looking to shift more of their rising medical costs to workers, and despite soft labor markets, many employees are saying no. The fringe-benefit gurus who advise the largest companies didn't anticipate fierce worker resistance, just as they failed to foresee the late-1990s backlash against managed care.
December 17, 2010 | David Lazarus
What part of the insurance business do opponents of healthcare reform not understand? That's a question I frequently ask myself when I hear people complaining about a requirement that almost everyone buy coverage in return for insurers not being able to turn anyone away, regardless of medical condition. This week, a federal district judge in Virginia ruled that the so-called individual mandate is unconstitutional because Congress overstepped its bounds in approving the requirement.
The City Council voted last week to acquire insurance coverage through a 26-city insurance pool, terminating policies obtained through brokerage firms co-owned by Mayor Bob Kuhn and a business partner. With its 3-0 vote to place worker's compensation and property insurance coverage with the Independent Cities Risk Management Authority, the council reversed an earlier decision to seek bids from different brokers.
August 30, 1989 | RICHARD C. PADDOCK, Times Staff Writer
Legislation that Assembly Speaker Willie Brown contends would provide affordable car insurance coverage for the poor as well as reduced rates for other drivers cleared its first Senate committee Tuesday. At the same time, the Senate Judiciary Committee removed from the bill a compromise no-fault provision that had been added in the Assembly in an effort to help secure passage.
May 21, 1986
Territorial rating for the price of automobile insurance, a practice commonly known as redlining, creates undeniable hardships for drivers who live in neighborhoods that are considered high-risk areas. Wholesale reform is needed--not the piecemeal and flawed approach advocated in legislation sponsored by Assembly Speaker Willie Brown and due for Assembly action on Thursday.
May 3, 1987 | JOHN KENDALL, Times Staff Writer
A $5-million settlement of damage claims has been reached in a Starline Sightseeing Tours bus crash that killed 21 elderly Santa Monica residents and injured 22 others north of Bridgeport in Mono County a year ago this month. The settlement, announced by Industrial Indemnity Co. of San Francisco, was approved after a "good-faith" hearing Friday in Santa Monica Superior Court. Similar hearings to determine the fairness of the proposed agreement were held earlier in Los Angeles and Bridgeport.
July 18, 2008 | Lisa Girion, Times Staff Writer
A congressional committee will investigate health insurers' practice of canceling coverage when policyholders get sick, its chairman said Thursday. The problem first came to light in California, but witnesses testifying before the House Oversight and Government Reform Committee suggested that it was more widespread. The problem affects the individual insurance market, in which 14 million Americans, including nearly 3 million Californians, purchase medical benefits on their own.
August 4, 2009 | Heller McAlpin
The Cape Cod Canal, built by the Army Corps of Engineers in 1914, cut through the base of what had been a peninsula, effectively turning the Cape into an island -- a world apart -- accessible by car via two parallel bridges. In Richard Russo's seventh novel, the eastbound lanes of the Sagamore Bridge, built in 1933-35 by the Public Works Administration, lead to a finer, promised land. Heading west, however, his characters see the Sagamore as a bridge to nowhere.
April 26, 1987 | LAURA REMSON MITCHELL, Laura Remson Mitchell is a Los Angeles writer who specializes in public issues.
More than 3 million Californians lack health insurance. That's both a potential human tragedy and a threat to the state's well-being, for when the uninsured become ill and are unable to pay their medical expenses, they will turn to public programs, which already are in poor shape. We must confront this Sword of Damocles--and soon. Some of the uninsured work only part time and don't qualify for the health insurance plans provided by their employers.
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