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Risk Pool

OPINION
January 28, 2004
After thinking long and hard about the health-care system in America, I have come to the conclusion that we have a great health-care system, but receiving health care through work has to be eliminated. It distorts the labor market and causes individuals to work for certain companies because they offer a better health-care policy. Also, that companies are allowed not to pay anything makes no sense. The most logical solution is the enactment of a health surcharge based on consumption.
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BUSINESS
November 1, 1994 | THOMAS S. MULLIGAN, TIMES STAFF WRITER
Citing mounting earthquake exposure in some of the state's riskiest areas, the Automobile Club of Northern California announced Monday that it will stop writing new homeowners and earthquake insurance effective Friday. The company, formally known as the California State Automobile Assn., joins most of the state's other large property insurers in restricting the growth of their businesses out of fear of another Northridge-style quake.
CALIFORNIA | LOCAL
July 12, 1993 | MICHAEL J. LIEDER
I was recently rear-ended by an uninsured motorist. The accident made me think about this problem of uninsured drivers. It is solvable. Part of the solution has been proposed--making it mandatory to show proof of insurance in order to register a vehicle. But what about the possibility of someone canceling or letting the policy lapse after registration? Solution: Require that a minimum amount of liability insurance be paid up in full to the date the registration expires.
OPINION
November 2, 2003 | M. Gregg Bloche, M. Gregg Bloche teaches law and health policy at Georgetown and Johns Hopkins universities and is at work on a book about conflict between medicine's therapeutic and public purposes.
The U.S. system of workplace-based health insurance is at risk of coming apart. Employers are looking to shift more of their rising medical costs to workers, and despite soft labor markets, many employees are saying no. The fringe-benefit gurus who advise the largest companies didn't anticipate fierce worker resistance, just as they failed to foresee the late-1990s backlash against managed care.
BUSINESS
March 30, 2012 | David Lazarus
One of the most striking take-aways from this week's U.S. Supreme Court hearings on the healthcare reform law was the steadfast insistence on the part of Republicans to deny affordable and accessible medical treatment to as many people as possible. The party is determined to maintain the status quo of healthcare being a privilege and not a right - putting us at odds with just about every other developed nation on the planet and, not coincidentally, resulting in about 50 million people being uninsured.
CALIFORNIA | LOCAL
April 4, 2013 | By Patrick McGreevy
California lawmakers have moved forward with one of several bills introduced after the massacre of young students in Newtown, Conn. The measure would put panic buttons in the state's schools. Under the legislation, proposed by Assemblymember Kristin Olsen (R-Modesto), if federal funding becomes available to cover the cost, school districts would install panic buttons in each classroom, cafeteria, theater, gym and other regularly used space in a school serving grades K-12. Pressing the button would alert local law enforcement to respond to an emergency that could include an armed intruder on campus.
NEWS
July 1, 1990 | SIOK-HIAN TAY KELLEY, TIMES STAFF WRITER
The City Council voted last week to acquire insurance coverage through a 26-city insurance pool, terminating policies obtained through brokerage firms co-owned by Mayor Bob Kuhn and a business partner. With its 3-0 vote to place worker's compensation and property insurance coverage with the Independent Cities Risk Management Authority, the council reversed an earlier decision to seek bids from different brokers.
NEWS
August 30, 1989 | RICHARD C. PADDOCK, Times Staff Writer
Legislation that Assembly Speaker Willie Brown contends would provide affordable car insurance coverage for the poor as well as reduced rates for other drivers cleared its first Senate committee Tuesday. At the same time, the Senate Judiciary Committee removed from the bill a compromise no-fault provision that had been added in the Assembly in an effort to help secure passage.
CALIFORNIA | LOCAL
May 21, 1986
Territorial rating for the price of automobile insurance, a practice commonly known as redlining, creates undeniable hardships for drivers who live in neighborhoods that are considered high-risk areas. Wholesale reform is needed--not the piecemeal and flawed approach advocated in legislation sponsored by Assembly Speaker Willie Brown and due for Assembly action on Thursday.
BUSINESS
July 18, 2008 | Lisa Girion, Times Staff Writer
A congressional committee will investigate health insurers' practice of canceling coverage when policyholders get sick, its chairman said Thursday. The problem first came to light in California, but witnesses testifying before the House Oversight and Government Reform Committee suggested that it was more widespread. The problem affects the individual insurance market, in which 14 million Americans, including nearly 3 million Californians, purchase medical benefits on their own.
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