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Risk Pool

BUSINESS
January 14, 2001
Your article on the instability of the health-care system suggests that health plans and regulators may have to step in and create a new structure for managed care in the state ["Continuing Troubles at HMOs Promise a Wild Ride," Dec. 31]. You also indicate that the Bush administration may need to increase fees for Medicare managed-care plans. Studies by the General Accounting Office have demonstrated that the Medicare managed-care plans are already overpaid when considering their success at avoiding the enrollment of higher-cost patients.
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OPINION
January 28, 2004
After thinking long and hard about the health-care system in America, I have come to the conclusion that we have a great health-care system, but receiving health care through work has to be eliminated. It distorts the labor market and causes individuals to work for certain companies because they offer a better health-care policy. Also, that companies are allowed not to pay anything makes no sense. The most logical solution is the enactment of a health surcharge based on consumption.
BUSINESS
November 1, 1994 | THOMAS S. MULLIGAN, TIMES STAFF WRITER
Citing mounting earthquake exposure in some of the state's riskiest areas, the Automobile Club of Northern California announced Monday that it will stop writing new homeowners and earthquake insurance effective Friday. The company, formally known as the California State Automobile Assn., joins most of the state's other large property insurers in restricting the growth of their businesses out of fear of another Northridge-style quake.
CALIFORNIA | LOCAL
July 12, 1993 | MICHAEL J. LIEDER
I was recently rear-ended by an uninsured motorist. The accident made me think about this problem of uninsured drivers. It is solvable. Part of the solution has been proposed--making it mandatory to show proof of insurance in order to register a vehicle. But what about the possibility of someone canceling or letting the policy lapse after registration? Solution: Require that a minimum amount of liability insurance be paid up in full to the date the registration expires.
NEWS
June 28, 2012
Today we resolve constitutional challenges to two provi­sions of the Patient Protection and Affordable Care Act of 2010: the individual mandate, which requires individuals to purchase a health insurance policy providing a mini­mum level of coverage; and the Medicaid expansion, which gives funds to the States on the condition that they pro­vide specified health care to all citizens whose income falls below a certain threshold. We do not consider whether the Act embodies sound policies.
OPINION
November 2, 2003 | M. Gregg Bloche, M. Gregg Bloche teaches law and health policy at Georgetown and Johns Hopkins universities and is at work on a book about conflict between medicine's therapeutic and public purposes.
The U.S. system of workplace-based health insurance is at risk of coming apart. Employers are looking to shift more of their rising medical costs to workers, and despite soft labor markets, many employees are saying no. The fringe-benefit gurus who advise the largest companies didn't anticipate fierce worker resistance, just as they failed to foresee the late-1990s backlash against managed care.
NEWS
July 1, 1990 | SIOK-HIAN TAY KELLEY, TIMES STAFF WRITER
The City Council voted last week to acquire insurance coverage through a 26-city insurance pool, terminating policies obtained through brokerage firms co-owned by Mayor Bob Kuhn and a business partner. With its 3-0 vote to place worker's compensation and property insurance coverage with the Independent Cities Risk Management Authority, the council reversed an earlier decision to seek bids from different brokers.
NEWS
August 30, 1989 | RICHARD C. PADDOCK, Times Staff Writer
Legislation that Assembly Speaker Willie Brown contends would provide affordable car insurance coverage for the poor as well as reduced rates for other drivers cleared its first Senate committee Tuesday. At the same time, the Senate Judiciary Committee removed from the bill a compromise no-fault provision that had been added in the Assembly in an effort to help secure passage.
CALIFORNIA | LOCAL
May 21, 1986
Territorial rating for the price of automobile insurance, a practice commonly known as redlining, creates undeniable hardships for drivers who live in neighborhoods that are considered high-risk areas. Wholesale reform is needed--not the piecemeal and flawed approach advocated in legislation sponsored by Assembly Speaker Willie Brown and due for Assembly action on Thursday.
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