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Risk Pool

November 2, 2003 | M. Gregg Bloche, M. Gregg Bloche teaches law and health policy at Georgetown and Johns Hopkins universities and is at work on a book about conflict between medicine's therapeutic and public purposes.
The U.S. system of workplace-based health insurance is at risk of coming apart. Employers are looking to shift more of their rising medical costs to workers, and despite soft labor markets, many employees are saying no. The fringe-benefit gurus who advise the largest companies didn't anticipate fierce worker resistance, just as they failed to foresee the late-1990s backlash against managed care.
November 4, 2013 | By Chad Terhune
In a new line of attack on canceled health policies, two California residents are suing insurance giant Anthem Blue Cross, alleging they were misled into giving up their previous coverage. About 900,000 Californians and many more nationwide have received cancellation notices on their individual health insurance policies, triggering a public uproar against the rollout of President Obama's healthcare law. Some consumers have complained about hefty rate hikes from the forced upgrades because their current plans don't meet all the requirements of the Affordable Care Act. Much of the consumer anger has been directed at Obama's repeated pledge that Americans could keep their existing health insurance if they liked it despite the massive overhaul.
March 2, 2012 | David Lazarus
It's been almost two years since President Obama signed healthcare reform into law. And even now, it seems most Americans still have no clue as to what was approved or how it works. A USA Today / Gallup poll released this week shows that almost three-quarters of us think a requirement for nearly all people to buy insurance — the so-called individual mandate — is unconstitutional. About 70% of poll respondents say the reform law hasn't affected them personally. Roughly a third of Americans say the changes won't make any difference for their family, and 38% say they'll make things worse.
December 31, 2006 | Lisa Girion, Times Staff Writer
Scott Svonkin joined the Los Angeles County Commission on Insurance 10 years ago because he was concerned about an emerging problem: people losing health coverage. Since then, the ranks of uninsured Americans have swelled to more than 46 million. Svonkin almost became one of them. It happened after he left a comfortable government job as a legislative chief of staff to start his own marketing and public affairs consulting business.
The City Council voted last week to acquire insurance coverage through a 26-city insurance pool, terminating policies obtained through brokerage firms co-owned by Mayor Bob Kuhn and a business partner. With its 3-0 vote to place worker's compensation and property insurance coverage with the Independent Cities Risk Management Authority, the council reversed an earlier decision to seek bids from different brokers.
August 30, 1989 | RICHARD C. PADDOCK, Times Staff Writer
Legislation that Assembly Speaker Willie Brown contends would provide affordable car insurance coverage for the poor as well as reduced rates for other drivers cleared its first Senate committee Tuesday. At the same time, the Senate Judiciary Committee removed from the bill a compromise no-fault provision that had been added in the Assembly in an effort to help secure passage.
May 21, 1986
Territorial rating for the price of automobile insurance, a practice commonly known as redlining, creates undeniable hardships for drivers who live in neighborhoods that are considered high-risk areas. Wholesale reform is needed--not the piecemeal and flawed approach advocated in legislation sponsored by Assembly Speaker Willie Brown and due for Assembly action on Thursday.
July 18, 2008 | Lisa Girion, Times Staff Writer
A congressional committee will investigate health insurers' practice of canceling coverage when policyholders get sick, its chairman said Thursday. The problem first came to light in California, but witnesses testifying before the House Oversight and Government Reform Committee suggested that it was more widespread. The problem affects the individual insurance market, in which 14 million Americans, including nearly 3 million Californians, purchase medical benefits on their own.
May 3, 1987 | JOHN KENDALL, Times Staff Writer
A $5-million settlement of damage claims has been reached in a Starline Sightseeing Tours bus crash that killed 21 elderly Santa Monica residents and injured 22 others north of Bridgeport in Mono County a year ago this month. The settlement, announced by Industrial Indemnity Co. of San Francisco, was approved after a "good-faith" hearing Friday in Santa Monica Superior Court. Similar hearings to determine the fairness of the proposed agreement were held earlier in Los Angeles and Bridgeport.
March 30, 2012 | David Lazarus
One of the most striking take-aways from this week's U.S. Supreme Court hearings on the healthcare reform law was the steadfast insistence on the part of Republicans to deny affordable and accessible medical treatment to as many people as possible. The party is determined to maintain the status quo of healthcare being a privilege and not a right - putting us at odds with just about every other developed nation on the planet and, not coincidentally, resulting in about 50 million people being uninsured.
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