January 28, 2004
After thinking long and hard about the health-care system in America, I have come to the conclusion that we have a great health-care system, but receiving health care through work has to be eliminated. It distorts the labor market and causes individuals to work for certain companies because they offer a better health-care policy. Also, that companies are allowed not to pay anything makes no sense. The most logical solution is the enactment of a health surcharge based on consumption.
November 1, 1994 |
Citing mounting earthquake exposure in some of the state's riskiest areas, the Automobile Club of Northern California announced Monday that it will stop writing new homeowners and earthquake insurance effective Friday. The company, formally known as the California State Automobile Assn., joins most of the state's other large property insurers in restricting the growth of their businesses out of fear of another Northridge-style quake.
CALIFORNIA | LOCAL
July 12, 1993 |
I was recently rear-ended by an uninsured motorist. The accident made me think about this problem of uninsured drivers. It is solvable. Part of the solution has been proposed--making it mandatory to show proof of insurance in order to register a vehicle. But what about the possibility of someone canceling or letting the policy lapse after registration? Solution: Require that a minimum amount of liability insurance be paid up in full to the date the registration expires.
November 2, 2003 |
The U.S. system of workplace-based health insurance is at risk of coming apart. Employers are looking to shift more of their rising medical costs to workers, and despite soft labor markets, many employees are saying no. The fringe-benefit gurus who advise the largest companies didn't anticipate fierce worker resistance, just as they failed to foresee the late-1990s backlash against managed care.
February 15, 2010 |
Should the government force everyone to purchase health insurance? Few topics in the healthcare debate are more controversial than the so-called individual mandate, which would fine citizens without insurance and lies at the heart of the now-stalled healthcare bills in Congress. President Barack Obama has said that a major goal of healthcare reform is to reduce the number of legal residents who are uninsured (currently estimated at 17% of adults). One strategy is for the government to require insurance to be sold at a fixed price regardless of preexisting conditions, but in that case, many people might wait until they get sick before they purchased insurance, which could bankrupt the system.
November 18, 2013 |
California's health insurance exchange remained hesitant to embrace a controversial request from President Obama to extend canceled insurance policies for another year. The state exchange, called Covered California, said Monday that it won't decide until later this week whether 1 million policyholders with expiring policies can keep their coverage for 2014. Last week, Obama sought to quell a public and political backlash over cancellation notices nationwide by urging states and insurers to let people stay in their health plans beyond Dec. 31 even if those policies don't meet all the requirements of the Affordable Care Act. But the president's abrupt move has met resistance from some state officials supportive of the healthcare law and the insurance industry for fear that it will undermine the rollout of new government-run exchanges.
July 1, 1990 |
The City Council voted last week to acquire insurance coverage through a 26-city insurance pool, terminating policies obtained through brokerage firms co-owned by Mayor Bob Kuhn and a business partner. With its 3-0 vote to place worker's compensation and property insurance coverage with the Independent Cities Risk Management Authority, the council reversed an earlier decision to seek bids from different brokers.
August 30, 1989 |
Legislation that Assembly Speaker Willie Brown contends would provide affordable car insurance coverage for the poor as well as reduced rates for other drivers cleared its first Senate committee Tuesday. At the same time, the Senate Judiciary Committee removed from the bill a compromise no-fault provision that had been added in the Assembly in an effort to help secure passage.
CALIFORNIA | LOCAL
May 21, 1986
Territorial rating for the price of automobile insurance, a practice commonly known as redlining, creates undeniable hardships for drivers who live in neighborhoods that are considered high-risk areas. Wholesale reform is needed--not the piecemeal and flawed approach advocated in legislation sponsored by Assembly Speaker Willie Brown and due for Assembly action on Thursday.
July 18, 2008 |
A congressional committee will investigate health insurers' practice of canceling coverage when policyholders get sick, its chairman said Thursday. The problem first came to light in California, but witnesses testifying before the House Oversight and Government Reform Committee suggested that it was more widespread. The problem affects the individual insurance market, in which 14 million Americans, including nearly 3 million Californians, purchase medical benefits on their own.