BUSINESS
March 4, 2012 | By Kenneth R. Harney
The most ambitious federal mortgage program to date aimed at millions of underwater homeowners is poised to take off in the coming two weeks, yet some key issues could hinder borrower participation. One of them involves something most owners know nothing about: Who was your mortgage insurer on your underwater loan? Though it was announced by the Obama administration late last year, "HARP 2.0" — the second version of the Home Affordable Refinance Program — will finally hit full stride around the middle of this month, when Fannie Mae and Freddie Mac finish tweaking their automated underwriting systems to accept applications, and lenders and mortgage insurance companies start handling large volumes of requests.
BUSINESS
February 14, 2010 | Kathy M. Kristof, Personal Finance
If you are a teacher in debt, there's good news and bad news. There are literally dozens of programs that could potentially help wipe out your student loans. But most of them have narrow requirements that may lock you out. Just ask Troy Dale, a high school counselor from Ellis, Kan. He and his wife have $23,000 in student loans that they've been paying down for nearly a decade. At their current rate, they'll still be paying off their student debts when their oldest child enrolls in college.
BUSINESS
May 30, 2010 | By Kenneth R. Harney
— One of the key attractions of FHA home mortgage financing is going, going, but not quite gone. Sellers and buyers who move fast can still make the most of it. Sometime this summer, the Federal Housing Administration plans to slash maximum "seller concessions" from 6% of the home price to 3%. Seller concession rules allow buyers to look to the property seller to pay for a variety of services and taxes connected with the transaction —...
SCIENCE
December 10, 2010 | By Lori Kozlowski, Los Angeles Times
What's in a face? David Perrett has spent his career trying to find out. The author of "In Your Face: The New Science of Human Attraction" (Palgrave Macmillan, 2010), Perrett is an experimental psychologist at the University of St. Andrews in Scotland and head of its Perception Lab. Using computer graphics, Perrett's team tweaks faces on-screen to explore how they help us choose the best mates, whether you can trust a face, the cuteness factor in babies and what faces reveal about overall human health.
ENTERTAINMENT
August 19, 2011 | By Mark Olsen
A massive hit when it was released earlier this summer in Hong Kong, "3D Sex and Zen: Extreme Ecstasy" at least partially passes the truth in advertising test, as this soft-core erotic film designed to be projected in 3-D hurls all manner of objects, fluids and indescribable what-nots toward the screen. (Whether it provides any ecstasy, extreme or otherwise, will be up to the predilections of the individual viewer.) Now please adjust your irony-meter: "3D Sex and Zen" is not opening, at least initially, as a three-dimensionally projected film in Los Angeles; it's only playing in regular 2-D. While obviously taking something away from the experience, for better or worse this allows the viewer to focus more on the (ahem)
SPORTS
March 21, 2012 | By Brian Cronin
OLYMPIC URBAN LEGEND : Athletes during the Ancient Greek Olympic Games were amateurs. Until the 1970s, competition in the Olympic Games was reserved for amateur athletes, which in this sense is defined strictly as "athletes who do not get paid to perform their sport. " Slowly but surely various Olympic sports relaxed their rules to allow for professionals to compete in the Olympics and today, there are few Olympic events that only allow amateurs to compete in them (boxing is a notable exception)