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Uninsured Motorist

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NEWS
December 18, 1996 | From Associated Press
A coalition of insurance industry watchdogs and citizens groups filed a lawsuit Tuesday to block portions of Proposition 213, which prohibits uninsured motorists from recovering noneconomic damages in traffic accident cases. The lawsuit, filed in San Francisco Superior Court, charges that the ballot measure deprives people of their constitutional rights to due process and equal protection.
ARTICLES BY DATE
CALIFORNIA | LOCAL
January 16, 2013 | Ben Poston
Unlicensed drivers in California -- the vast majority of whom are illegal immigrants -- are nearly three times as likely to cause a fatal crash as licensed drivers, according to a study by the Department of Motor Vehicles. The report suggests that merely meeting the modest requirements necessary to get a license -- passing a written exam and driving test -- could improve road safety and help reduce the several thousand fatalities that occur in the state each year. "If you don't hold people accountable to acceptable standards, then we get people that aren't prepared and don't have the skill set," said Tyler Izen, president of the Los Angeles Police Protective League.
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NEWS
April 11, 1998 | KENNETH REICH, TIMES STAFF WRITER
In a departure from his previous hard-line position, state Insurance Commissioner Chuck Quackenbush has decided to support a lowering of fines for some violations of the state's mandatory auto insurance law. Quackenbush wrote to the author of the legislation to lower the fines, Assemblyman Gil Cedillo (D-Los Angeles), that he would approve reducing the fines when motorists buy insurance between the time they are cited for not having it and the time they show up in court.
NATIONAL
November 24, 2012 | By Monique Garcia
CHICAGO - Illinois Gov. Pat Quinn and Chicago Mayor Rahm Emanuel say they will push the state Legislature again to try to pass a measure creating a special driver's license for illegal immigrants. This time, the Democrats who control state government say they hope to get the help of Republicans who were stung by a lack of Latino support in the national election earlier this month. Quinn and Emanuel, along with Senate President John Cullerton, a fellow Democrat, expressed their support for such licenses Tuesday.
CALIFORNIA | LOCAL
March 13, 1996 | ANDREW TOBIAS, Andrew Tobias is one of the authors of Propositions 200, 201 and 202. In 1993, he won the Consumer Federation of America Media Service Award
Arthur Durone, an underwater demolition specialist, was riding his bike when he was hit by a car driven by an uninsured motorist. He flew over the top of the car as it sped off. The driver was not charged with leaving the scene because Durone's hand had caught in her luggage rack. He was dragged half a mile until the engine, damaged by the impact, conked out. Amazingly, he lived. Under today's auto insurance system, he got nothing beyond the uninsured motorist coverage he had purchased.
CALIFORNIA | LOCAL
December 24, 1991
The RAND report (Part A, Dec. 6) misses a very important point: the uninsured motorist. Yes, no-fault, but why not a system that really covers everyone--$10,000 to $20,000 of basic coverage funded through the gas pump. Any vehicle in California is covered. Those wishing higher limits and more comprehensive coverage could do so, just as they do now--purchase coverage as needed. Result: The uninsured motorist will be no more! All will pay their fair share, costs will be lower for the law-abiding operator, and the legal profession will not be prevented from representing the interest of aggrieved parties.
CALIFORNIA | LOCAL
June 6, 1991
Gov. Pete Wilson said "over 700 motorcyclists would be alive today had a helmet law been in effect years ago," yet he is not concerned with the much greater body count from automobile accidents and tobacco usage. How many of the 400,000 people who died from tobacco products last year, at a cost to our economy of $96 billion, would not have died had tobacco been banned? As a motorcyclist of 38 years, having never broken a bone on my motorcycle, I resent the state telling me I must wear a helmet in case I get hit by an uninsured motorist, who should not have been on the road in the first place.
CALIFORNIA | LOCAL
November 17, 1985
Debbie Jones of Arcadia states (Letters, Oct. 29) that "the new car insurance law is simply unfair discrimination against the poor." Recently, I was rear-ended at a stoplight by an uninsured motorist. Since then I have been off work, spent almost $1,500 to repair my car and have more than $1,600 in medical bills. Jones states that "amazingly, it's a criminal misdemeanor not to be able to afford minimum liability." Does Ms. Jones think that this person who couldn't afford minimum liability can afford to pay me the $5,100 (including back wages)
CALIFORNIA | LOCAL
December 21, 1997
Re "Proof of Insurance Checks Not Guaranteed," Nov. 22: Should I be hit and injured by an uninsured motorist who is found responsible, I can assure you I will investigate to see if the motorist had been stopped by the Garden Grove, Cypress and Fountain Valley police departments or any other police departments that are not citing the lawbreakers. If they were, and not cited as the law requires, I plan to sue the respective city. I'll bet my payoff is better than the insurance coverage had they been insured.
CALIFORNIA | LOCAL
February 19, 1989
The Times recently carried a story about a man who was shot because he was afraid to stop when pursued by an officer. According to friends, he had a suspended license and no insurance. He "couldn't afford insurance." Will our legislators ever wake up and enact laws that require proof of insurance when a car is registered? Why are we so behind New York state, where this law has been in effect for years? If our legislators had any sense, they would see that the law covering this was enacted.
NEWS
November 5, 2012 | By Jon Healey
The campaign in favor of Proposition 33 has been so consistently misleading, it's almost pointless to keep criticizing the measure's supporters for warping the facts. Nevertheless, an advertisement Monday in favor of the measure makes a point that bears rebutting before voters head to the polls. The proposition would allow auto insurers to offer discounts to drivers who'd been insured by rival companies, offset by surcharges on new customers who'd been uninsured or whose coverage had lapsed.
BUSINESS
November 29, 2009 | David Lazarus
As if the lousy economy hasn't done enough damage, here's another thing to worry about: more people driving without automobile insurance. State insurance officials say the number of drivers without legally required coverage rises in tandem with unemployment, which is now more than 12% in California. About 18% of drivers didn't have insurance in 2007, the most recent year for which data are available. Back then, the unemployment rate was just 5.4%. "We've seen in the past that higher unemployment tracks with a higher rate of people being uninsured," said Darrel Ng, a spokesman for the department.
NATIONAL
November 2, 2009 | DeeDee Correll
Like their counterparts in cities across Colorado, Denver police decide when to seize cars from people they find driving without licenses. Sometimes they issue a ticket and let a relative take the car home; other times, they call a tow company. But officers stand to lose that discretion as voters on Tuesday will consider a measure that would mandate authorities to impound vehicles driven by unlicensed motorists -- an initiative pushed by a local man who says law enforcement isn't doing its job of ridding city streets of unsafe, uninsured drivers.
NEWS
April 11, 1998 | KENNETH REICH, TIMES STAFF WRITER
In a departure from his previous hard-line position, state Insurance Commissioner Chuck Quackenbush has decided to support a lowering of fines for some violations of the state's mandatory auto insurance law. Quackenbush wrote to the author of the legislation to lower the fines, Assemblyman Gil Cedillo (D-Los Angeles), that he would approve reducing the fines when motorists buy insurance between the time they are cited for not having it and the time they show up in court.
CALIFORNIA | LOCAL
December 21, 1997
Re "Proof of Insurance Checks Not Guaranteed," Nov. 22: Should I be hit and injured by an uninsured motorist who is found responsible, I can assure you I will investigate to see if the motorist had been stopped by the Garden Grove, Cypress and Fountain Valley police departments or any other police departments that are not citing the lawbreakers. If they were, and not cited as the law requires, I plan to sue the respective city. I'll bet my payoff is better than the insurance coverage had they been insured.
NEWS
April 6, 1997 | KENNETH REICH, TIMES STAFF WRITER
A judge in San Francisco has issued a preliminary injunction blocking enforcement of Proposition 213, the mandatory auto insurance measure on last November's ballot, saying it violates equal protection clauses of the U.S. and state constitutions. The decision by Superior Court Judge William Cahill, issued late Friday, will be followed by a trial on the constitutionality of the measure, which was passed by a wide majority of voters.
CALIFORNIA | LOCAL
July 27, 1993
I agree with Michael J. Lieder of Cypress (Voices, July 12). . I too was recently rear-ended by an uninsured motorist. The young lady said "don't do anything and my daddy will fix it." Well, daddy can't fix everything and certainly not the damage done to my car or my physical condition. I like Lieder's suggestion that because it is law for everyone to have insurance that a minimum amount of liability insurance be paid in full to the date of registration at the time of registration renewal.
NEWS
December 18, 1996 | From Associated Press
A coalition of insurance industry watchdogs and citizens groups filed a lawsuit Tuesday to block portions of Proposition 213, which prohibits uninsured motorists from recovering noneconomic damages in traffic accident cases. The lawsuit, filed in San Francisco Superior Court, charges that the ballot measure deprives people of their constitutional rights to due process and equal protection.
BUSINESS
October 31, 1996
Consumers Union and the Southern Leadership Conference have filed suit to block the Southern California Auto Club from raising rates 30% for uninsured drivers seeking coverage, claiming it violates Prop. 103 rules. The suit filed in San Francisco Superior Court wants the State Department of Insurance to reverse its approval of the hike and to stop other insurers from doing the same. An Auto Club spokeswoman said the insurer is simply following the practices of other major insurers.
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