Washington

WASHINGTON - Hall of Fame quarterback Joe Montana said they improved his strength and posture. Celebrity Kim Kardashian boasted they allowed her to ditch her personal trainer. But federal and state officials said the rocker-bottom Shape-ups and other toning shoes made by Skechers USA Inc. don't live up to the hype from the company and its high-profile endorsers. On Wednesday, the Manhattan Beach company agreed to pay $50 million to settle false-advertising allegations by the Federal Trade Commission and the attorneys general of 44 states, including California, as well as the District of Columbia.

WASHINGTON - Targeting an issue popular with women, a key voter group, Mitt Romney assailed President Obama's leadership on education Wednesday and blamed teachers unions for problems facing American schools. The Republican presidential candidate is making education the focus of his brief campaign schedule this week. On Thursday, he will tour a charter school in Philadelphia and lead a discussion on education in the most heavily Democratic part of the battleground state of Pennsylvania.

The Obama administration's new plan to stimulate refinancings of FHA mortgages is likely to help large numbers of homeowners — even those who are deeply underwater — cut their monthly costs by switching to a loan with a rate below 4%. Here's a quick overview of the "streamline refi" program and what it will take for you to qualify. First, the baseline criteria: Your current home loan must be FHA-insured and must have been put on the Federal Housing Administration's books no later than May 31, 2009.

Re "The DIY generation," Opinion, May 20 Neal Gabler points out what to me is puzzling and disturbing: the public's - particularly the young public's - perception of President Obama as disappointing and ineffective. Their response: Forget using the voting booth as a means for change and instead get out there and meet social needs directly. Doing it yourself is a welcome first step. This young public, though - and the voting public as a whole - should now leverage its DIY response.

washington -- Mitt Romney twice emphasized his unique business background when he and eight other Republican presidential candidates faced off in a debate last week in Iowa. "I've spent the last, as I've told you, 25 years in the private sector," former Massachusetts Gov. Romney declared at one point. "I understand why jobs come and why jobs go. I've done business in 20 countries."

The most ambitious federal mortgage program to date aimed at millions of underwater homeowners is poised to take off in the coming two weeks, yet some key issues could hinder borrower participation. One of them involves something most owners know nothing about: Who was your mortgage insurer on your underwater loan? Though it was announced by the Obama administration late last year, "HARP 2.0" — the second version of the Home Affordable Refinance Program — will finally hit full stride around the middle of this month, when Fannie Mae and Freddie Mac finish tweaking their automated underwriting systems to accept applications, and lenders and mortgage insurance companies start handling large volumes of requests.

If you give millions of seriously underwater homeowners a new equity position in their properties by reducing their principal mortgage debt, will they keep paying on their loans and avoid foreclosure? Call it a pipe dream or a significant model for other lenders and investors, but one company says it has found an important combination: Modify underwater borrowers' loans so that their payments are reduced to a manageable amount and cut their principal debt over time, but make the deal dependent on their scrupulous on-time monthly payments of the new amount plus sharing of a portion of any future profit they make on the house sale.

Homeowners more deeply underwater on mortgages handled by five major U.S. banking firms are prime candidates for getting help from a $25-billion nationwide settlement over alleged foreclosure abuses. That's because the settlement gives the nation's largest mortgage servicers more incentives to help those who owe 40% to 75% more than the value of their homes, according to details of the settlement filed Monday in U.S. District Court in Washington. In a complex series of formulas designed to maximize the effect of the deal reached last month, banks will get more than six times the credit for reducing loans for severely underwater borrowers than they would for helping those who owe 5% to 15% more than the value of their homes.

"Battleship"is not the first major motion picture to be based on a board game - who could forget 1985's benighted "Clue"? - but it is surely the most expensive. With every superhero more celebrated than Amazing-Man or the Chameleon already spoken for (ditto for hot toys like Transformers), Hollywood has fallen back on popular games as likely fodder for action epics. If "Scrabble: The Movie" or "Qwirkle or Death" appears on a future marquee, don't say you weren't warned. As its north-of-$200-million budget indicates, "Battleship" has been expanded considerably from its origins as a pre-World War I pencil and paper game to include a major alien invasion that puts the very fate of the human race at stake.

Want to fool merchants with a fake ID? Hack someone's text messages? Or how about tracking where your co-workers are, without their knowing it? There's an app for that. The explosion in smartphone and tablet applications that enable people to check the weather, follow their stocks and play Words With Friends has a dark side: apps that facilitate questionable if not outright illegal behavior. Apple's App Store, for example, offers Drivers License software that promises "unlimited access to realistic-looking licenses" for all 50 states.

CHELAN, Wash. - Just say the words "summer at the lake" in certain company, and you'll get a wistful smile, possibly followed by stories about fishing contests, belly-flops, mosquito bites, campfire songs, sexual awakening, lingering regret, family feuds, winterizing expenses and the prospect that the mortgage interest tax deductions for second homes might someday be disallowed. Now, say "summer at the lake" to a room full of Seattleites, and talk will likely turn to Lake Chelan.

BEIJING - On a warm summer night in 1989, a 21-year-old Chinese student waded into the South China Sea from a deserted beach. Still wearing his clothes and Nike sneakers, he swam to a speedboat waiting 200 yards offshore. Wuer Kaixi's role as a student leader in the Tiananmen Square pro-democracy protests had landed him the No. 2 spot on the Chinese government's list of 21 most-wanted organizers. His plan was to escape with the help of activists in Hong Kong, who had arranged for the speedboat, and return to China when things calmed down.

Prodded by an ultraconservative Catholic group, the Archdiocese of Washington, D.C., has criticized Friday's scheduled speech at Georgetown University by Secretary of Health and Human Services Kathleen Sebelius. Although Sebelius favors abortion rights, the "sin" that incurred the archdiocese's displeasure was the Obama administration's proposed rule requiring insurance coverage for contraception for employees of religious hospitals and educational institutions. Because Sebelius' actions "present the most direct challenge to religious liberty in recent history," the archdiocese suggested, students at the Jesuit-affiliated university shouldn't be able to hear her speak at an awards ceremony for its Public Policy Institute.

WASHINGTON - Joan Miró, the great Spanish painter of dreams and symbols, lived through so many harrowing eras of the 20th century that critics believe his masterpieces surely reflect the tensions of political events in one way or another. But Miró's world of art was so special - with stars and moons, biomorphs and delightful dogs and sly monsters and wonderful color - that it has always been difficult to find much politics there. An exhibition that just arrived at the National Gallery of Art - "Joan Miró: The Ladder of Escape" - makes a spirited attempt to find and explore the politics.

Mitt Romney apologized Thursday after a newspaper story described bullying behavior on his part when he was an 18-year-old senior at an elite, all-boys prep school in Michigan. The Washington Post detailed a 1965 incident at Cranbrook School in which a buttoned-down Romney apparently was incensed by the dyed blond locks of a junior known for his "nonconformity and presumed homosexuality. " He led a "posse" of students in a charge against the boy, the Post reported. "He can't look like that," Romney reportedly told a close friend at the time.

WASHINGTON - President Obama's affirmation of same-sex marriage sets up four state battles over gay unions as important tests of whether his stand - and changing public perceptions - will combine to reverse a long string of defeats at the ballot box. Maine, Maryland, Minnesota and Washington state are expected to decide in November whether to allow gay marriage. Despite growing public support for such unions, opponents have won almost every time the question has come before voters.

WASHINGTON - The Obama administration ordered tariffs of 31% and higher on solar panels imported from China, escalating a simmering trade dispute with China over a case that has sharply divided American interests in the growing clean-energy industry. The Commerce Department announced the stiff duties Thursday after making a preliminary finding that Chinese solar panel manufacturers "dumped" their goods - that is, sold them at below fair-market value. The widely anticipated ruling, if affirmed by U.S. trade officials this fall, is expected to have significant implications for both the global production of solar cells, now largely in China, and the growth of the solar energy industry in the U.S., which employs about 100,000 people in manufacturing, installation and services.

WASHINGTON - An experimental treatment for multiple sclerosis has caused death, strokes, nerve damage and abdominal bleeding and has no proven benefits for sufferers of the disease, the Food and Drug Administration warned Thursday. Known as liberation therapy, the treatment targets chronic cerebrospinal venous insufficiency - or CCSVI - a narrowing of the veins in the head and neck. It involves inserting balloons or stents into veins to widen them in an attempt to relieve the symptoms of MS. The FDA received reports in 2011 of a patient who died from bleeding in the brain after undergoing the treatment and another who was left permanently paralyzed by a stroke.

The European elections have concluded and the results are clear: Voters in France and Greece are a lot smarter than economic policymakers in the United States. Or at least they're a lot more attuned to the folly of relying on austerity as a tool of economic growth. If you've missed the weekend's headlines, French voters elected their first Socialist president since Francois Mitterand left office in 1995. The new president, Francois Hollande, won after promising to loosen the reins of economic austerity and impose more sacrifices on the rich.

Many college coaches are control freaks who operate on military time and like to assign stadium steps for anyone arriving five minutes late to a 10 o'clock meeting. Their game plans are meticulously penned in multiple colors and tiny letters on laminated sheets. Coaches have the omnipotent power to block player transfers and close practice to the media. So it was kind of funny hearing Pac-12 Conference coaches sounding so helpless Tuesday on the subject of a playoff. Pac-12 coaches huddled last week at their annual conference meetings in Phoenix to discuss how different the post-season is going to look when the BCS goes RIP in two years.