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Water Damage

February 22, 2005 | Catherine Saillant, Times Staff Writer
Are flooding and mudslides covered by most common homeowners insurance policies? No. Standard homeowners insurance covers rain and wind damage but not property ruined by flooding, landslides or mud. The rule of thumb is that if the damage is caused by falling rain, it's covered; if it's caused by rising water, it's not. Flood insurance is available but takes 30 days to activate and costs $300 to $600 a year, according to the Insurance Information Network of California.
December 31, 1989 | MERLE HENKENIUS, Henkenius is a free-lance writer. and
What would you do if your home were severely damaged by fire or water? Many people put in a quick call to their insurance agent, set up an appointment with an adjuster and try to settle as quickly as possible. According to some consumer advocates, following that scenario can cost you dearly. By proceeding in a more deliberate way and following all the procedures listed in the fine print of your homeowner's policy, you can protect yourself against loopholes and exceptions that can cost you money.
June 17, 2013 | By Joe Piasecki, Los Angeles Times
Pasadena officials are negotiating a proposal to convert the city's long-vacant former YWCA building into a 150-room boutique hotel, the city announced last week. Completed in 1921 and listed in the National Register of Historic Places, the three-story building near Pasadena City Hall was designed by Julia Morgan, believed to be the country's first independently practicing female architect. Morgan also designed Hearst Castle and the Los Angeles Herald-Examiner building. The city invoked eminent domain to acquire the former YWCA from a Hong Kong investor for $8.3 million in April 2012 after it stood vacant at Marengo Avenue and Holly Street for 14 years.
Of all the destruction caused by the Jan. 17 earthquake, among the most striking failures was the collapsed Bullock's store at the Northridge Fashion Center, where hundreds of shoppers might have been injured or killed if the temblor had struck during business hours.
January 21, 1990
In "Know Your Rights, Obligations If Home Is Damaged by Fire" (Dec. 31), Merle Henkenium wrote: "Don't settle before knowing extent of cost." That is certainly a rule that should be followed. We had extensive water damage a few years ago and learned that water damage is insidious and doesn't always show up right away! Our insurance agent was anxious to settle our claim as quickly as possible, and we finally agreed, not realizing that we would no longer be covered when other water-damage problems surfaced.
An early-morning fire ripped through a Westminster strip mall Sunday, gutting two businesses and damaging two more. The firefighters, who had to contend with hot, dripping tar and falling debris, contained the damage to four stores, said Dennis Shell, a spokesman for the Orange County Fire Authority. The blaze did an estimated $750,000 in damage to the West Grove Plaza mall, near the corner of Magnolia Street and Westminster Avenue, he said. Destroyed in the 5:16 a.m.
March 18, 1991 | MARK LANDSBAUM
A roof fire of unknown origin caused about $100,000 damage to a two-story condominium in the 2200 block of East Vista del Sol on Sunday, authorities said. Although a family was at home in the condominium when the fire broke out shortly after 1 p.m., there were no injuries, said fire dispatcher Jonathan Wilkes. The cause of the fire, which was contained in 22 minutes, is under investigation.
June 13, 2002 | From Times Wire Reports
NORTHERN IRELAND * In another sign of heightened sectarian tensions, attackers hurled a gasoline bomb at a Roman Catholic elementary school in west Belfast, police said. Police said the bomb was thrown through a window of a classroom at the Holy Rosary School, near Ormeau Road, scene of recent clashes between Protestants and Catholics. The classroom suffered severe smoke and water damage and the windows of four other classrooms were broken, a spokesman said. Nobody was injured.
May 11, 1997 | From Times Wire Reports
A water main rupture flooded a Baltimore residential neighborhood 5 feet deep, floating cars down streets and forcing dozens of people to flee their homes, some of them by boat. Seventeen homes were condemned by the city because of water damage, and part of one street collapsed and swallowed a car after the main broke Friday shortly before midnight. At least 30 other homes were damaged, a city official said. No injuries were reported.
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