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Water Damage

Of all the destruction caused by the Jan. 17 earthquake, among the most striking failures was the collapsed Bullock's store at the Northridge Fashion Center, where hundreds of shoppers might have been injured or killed if the temblor had struck during business hours.
February 22, 2005 | Catherine Saillant, Times Staff Writer
Are flooding and mudslides covered by most common homeowners insurance policies? No. Standard homeowners insurance covers rain and wind damage but not property ruined by flooding, landslides or mud. The rule of thumb is that if the damage is caused by falling rain, it's covered; if it's caused by rising water, it's not. Flood insurance is available but takes 30 days to activate and costs $300 to $600 a year, according to the Insurance Information Network of California.
January 21, 1990
In "Know Your Rights, Obligations If Home Is Damaged by Fire" (Dec. 31), Merle Henkenium wrote: "Don't settle before knowing extent of cost." That is certainly a rule that should be followed. We had extensive water damage a few years ago and learned that water damage is insidious and doesn't always show up right away! Our insurance agent was anxious to settle our claim as quickly as possible, and we finally agreed, not realizing that we would no longer be covered when other water-damage problems surfaced.
March 18, 1991 | MARK LANDSBAUM
A roof fire of unknown origin caused about $100,000 damage to a two-story condominium in the 2200 block of East Vista del Sol on Sunday, authorities said. Although a family was at home in the condominium when the fire broke out shortly after 1 p.m., there were no injuries, said fire dispatcher Jonathan Wilkes. The cause of the fire, which was contained in 22 minutes, is under investigation.
June 13, 2002 | From Times Wire Reports
NORTHERN IRELAND * In another sign of heightened sectarian tensions, attackers hurled a gasoline bomb at a Roman Catholic elementary school in west Belfast, police said. Police said the bomb was thrown through a window of a classroom at the Holy Rosary School, near Ormeau Road, scene of recent clashes between Protestants and Catholics. The classroom suffered severe smoke and water damage and the windows of four other classrooms were broken, a spokesman said. Nobody was injured.
May 11, 1997 | From Times Wire Reports
A water main rupture flooded a Baltimore residential neighborhood 5 feet deep, floating cars down streets and forcing dozens of people to flee their homes, some of them by boat. Seventeen homes were condemned by the city because of water damage, and part of one street collapsed and swallowed a car after the main broke Friday shortly before midnight. At least 30 other homes were damaged, a city official said. No injuries were reported.
December 20, 1996
A fire early Thursday caused about $300,000 in damage to a company that manufactures decorative waterfalls, authorities said. A California Highway Patrol officer about 3:40 a.m. saw smoke billowing from the roof of Troyco Co. in the 18400 block of Mount Langley Street and summoned firefighters. It took about 30 minutes to control the blaze, city spokesman Donal Heinbuch said. Two adjacent units in the business complex received smoke and water damage, Heinbuch said.
February 27, 1997 | MELINDA FULMER
The Montelena at Aliso Viejo Homeowners Assn. received a $4.2-million settlement from defunct LDM Development of Laguna Niguel to repair construction defects found in the 126-condominium complex, according to Newport Beach attorney Thomas Miller. The settlement will pay for water damage, new balconies, sliding glass doors and stucco. This was the second lawsuit filed against LDM Development by Miller in the last two years. Melinda Fulmer covers real estate for The Times.
July 22, 2002 | From Times Staff Reports
A fire Sunday afternoon caused an estimated $100,000 in damage to a Newport Beach restaurant partially owned by former NBA star Dennis Rodman, authorities said. No injuries were reported. The two-alarm blaze broke out about 2 p.m. in the back of Josh Slocum's restaurant, 2601 W. Coast Highway, said Donna Boston, spokeswoman for the Newport Beach Fire Department. The fire was contained within 30 minutes, but caused fire, smoke and water damage to the dining room and bar area, Boston said.
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